Head of Credit at Tribest Coporate Support Ltd

Role Overview

• The Head of Credit is responsible for all credit appraisal, underwriting, and credit approval processes.
• The role focuses on maintaining high asset quality through disciplined credit assessment and portfolio monitoring.

Key Responsibilities – Credit

• Lead credit appraisal and underwriting for all loan requests
• Review loan proposals and recommend approval, decline, or restructuring
• Ensure compliance with approved credit policy and lending standards
• Assess borrower capacity, cash flows, and collateral adequacy
• Monitor portfolio performance and early warning signals
• Support loan restructuring and recovery strategies
• Provide credit input to management and credit committee

Educational Qualification

• Bachelor’s Degree in Finance, Accounting, Economics, Banking & Finance, or related field
• Professional qualification such as ACA, ACCA, CFA is an added advantage.

Experience Requirements:

• 8 – 12 years experience in credit management
• Strong hands-on experience in SME and corporate lending in Nigeria.

Skills & Competencies:

• Strong credit judgment and underwriting skills
• Financial statement and cash flow analysis
• Attention to detail and sound decision-making
• High integrity and independence of judgment.