Enterprise Risk Officer at FSDH Merchant Bank Limited

The Enterprise Risk Officer supports the implementation and monitoring of the Group's Enterprise Risk Management (ERM) framework. The role ensures that risk exposures are effectively identified, assessed, monitored, and reported in alignment with regulatory requirements, internal risk appetite, and business objectives.

Job Details

Risk Identification and Assessment:

• Assist in identifying, assessing, and prioritizing enterprise-wide risks across  subsidiaries
• Conduct regular risk assessments and maintain the risk register

Risk Monitoring and Reporting

• Monitor key risk indicators (kris) and ensure timely escalation of breaches
• Prepare periodic risk reports to the Enterprise Risk Manager and relevant committees

Policy and framework Implementation

• Support the roll-out of risk management policies, procedures and tools
• Ensure compliance with internal frameworks and external regulatory guidelines (e.g. CBN, SEC, NAICOM, PENCOM)

  Operational Risk Management

• Assist in tracking operational risk incidents and loss events across business units
• Conduct root cause analysis and recommend preventive measures   

Risk  Culture and Awareness

• Support the embedding of a strong risk management culture through training and awareness sessions
• Provide input on risk implications during product development or process changes
• Regulatory engagement support - Support responses to regulatory risk-related queries, inspections, and compliance audits                

Requirements

• Timeliness and accuracy of risk reporting
• Percentage of identified risks effectively monitored and mitigated
• Compliance with regulatory requirements and zero major risk breaches
• Effectiveness of operational risk incident tracking and resolution
• Contributing to improving risk awareness and culture across the group

Education:

• Bachelor's degree in Finance, Economics, Accounting, Risk Management or a related field

Experience

• 3-5 years' relevant work experience in risk management, compliance, or internal audit within the financial service sector
• Exposure to enterprise-wide risk management frameworks and regulatory guidelines
• Experience in banking operations and credit, operations, and or market risk will be an added advantage

Professional Membership:

• Certifications such as CRM, FRM, ACA or CFA (part-qualified or in progress) will be an added advantage

Skills:

• Strong analytical, problem-solving, and report-writing skills
• Excellent communication and presentation abilities
• Strong organizational skills with the ability to manage multiple prioritie