Credit Officer / Marketing Executiv at Michael Stevens Consulting

Responsibilities

• Prospect and mobilize new clients for the bank’s loan products, including group and individual lending.
• Conduct credit assessments through field visits, business analysis, and character checks.
• Evaluate loan applications and make sound credit recommendations in line with bank policy.
• Ensure timely and accurate documentation, approval, and disbursement of loans.
• Monitor loan utilization and provide post-disbursement support to clients.
• Track and manage loan repayments; follow up promptly on overdue accounts.
• Maintain a quality loan portfolio and ensure portfolio-at-risk PAR is within acceptable limits.
• Generate regular credit reports and participate in credit committee reviews.
• Educate clients on loan terms, repayment schedules, and financial literacy.
• Uphold client confidentiality, integrity, and compliance with regulatory and institutional standards.

Requirements

• Candidates should possess relevant qualifications with at least 2years experience.