Branch Manager at Bleuapple Consulting

Duties

• Manage and supervise client level portfolio lending process of the assigned team:
  • Encourage & lead the team to attract, meet and interview new and existing clientele and assess eligibility for granting loans/advances, credit history, the impact and affordability of the loan, etc.
  • Lead and supervise the team to acquire new clients and retain existing clientele to the lending program of the Bank, in line with Bank policies and procedures.
  • Ensure team members compile, evaluate and analyse loan proposals and make recommendations. (including site visits and other due diligence)
  • Approve credit facilities as per the guidelines and instructions.
  • Make awareness among team members to support the completion of the loan application and collation of supporting documents/ materials.
  • Report team feedbacks to respective Managers.
  • Deploy team members to promote Bank credit services in the community, raise programme awareness, and build networks and relationships within the local community.
• Supervise and Maintain client level portfolio quality and control of the assigned team:
  • Supervise and monitor loan repayments of all facilities granted through the team in the Branch.
  • Supervise and follow up loan’s arrears of the assigned team.
  • Ensure that the assigned team submits regular reports to Branch Manager
• Supervise and actively engage in the recovery process where necessary
• Monitoring the collection of rentals in the field, providing receipts for payments made, banking rentals within the agreed time frame.
• Consistently seek opportunities in new situations by continually learning and adapting to new technologies and the dynamics of the Industry.
• Support the Management in identifying, developing and implementing best practices that would alleviate the organisation to Industry Best Standards.
• Create and facilitate co-operation and effective two-way communication among all stakeholders including employees and constituents to create win-win results.
• Safeguard the confidentiality of all information pertaining to the Bank obtained externally or internally during the course of employment and refrain from divulging same to any third party

Job Requirements
Educational Qualifications:

• A B.Sc in Accountancy, Economics, Business Administration, Banking & Finance from a reputable higher institution.
• A Masters’ Degree will be an added advantage.
• Minimum of 4 years' experience in the financial sector
• Professional qualification/membership of a recognized body e.g. ICAN, ACCA, etc.
• Knowledge of the Nigerian Financial laws and regulations.

Experience:

• Minimum of 6-8 years of experience.

Competencies:

• Banking Operations, Products & Services
• Regulatory Compliance
• Banking Structure, Policies & Procedures
• Core Business Processes
• Industry Knowledge
• Marketing and Networking
• Using of Banking applications.

Skill:

• Results orientation
• Strong networking and relationship management skills
• Teamwork
• Analytical thinking
• Creativity & Innovation
• Deal Structuring Skills
• Cultural awareness.