Account Officer (Financial Control & Regulatory Returns) at Resort Consult Limited

Job Summary

A reputable and growing Microfinance Bank based in Ekiti State is seeking a meticulous, compliance-driven, and qualified financial professional to fill the position of Account Officer (Financial Control & Regulatory Returns).

Reporting directly to the Head of Financial Control (HFC), the successful candidate will play a critical role in maintaining the integrity of the bank’s financial records, ensuring strict adherence to Central Bank of Nigeria (CBN) and NDIC regulatory reporting frameworks, and executing day-to-day accounting operations.

Key Responsibilities

• Regulatory Compliance & Reporting: Prepare, review, and ensure timely and accurate rendition of daily, weekly, monthly, and quarterly statutory returns to the CBN (via FinA/applicable platforms), NDIC, and other regulatory authorities.
• Financial Record Keeping: Maintain accurate general ledger accounts, verify postings, and ensure all financial transactions comply with International Financial Reporting Standards (IFRS) and national accounting principles.
• Reconciliations: Conduct routine and thorough bank reconciliations, inter-branch account clean-ups, and balance sheet reviews to flag and resolve discrepancies promptly.
• Tax Management: Assist in the computation, filing, and remittance of all relevant statutory taxes (WHT, VAT, PAYE) to State and Federal tax authorities.
• Budgetary Support: Assist the Head of Financial Control in preparing annual budgets, budgetary control processes, and variance analyses.
• Fixed Asset & Inventory Management: Maintain and update the bank's fixed asset register, tracking depreciation and capital expenditures accurately.

Qualifications & Requirements

• Education: Minimum of a Bachelor’s degree or Higher National Diploma (HND) in Accounting, Finance, Economics, or a related discipline.
• Experience: Minimum of 2–4 years of active accounting or financial control experience within a regulated financial institution (Microfinance Bank or Deposit Money Bank preferred).
• Technical Knowledge: Deep understanding of the CBN Revised Regulatory and Supervisory Guidelines for Microfinance Banks, IFRS guidelines, and financial return formats.
• Professional Certifications: Mid-stage progress or full qualification in professional examinations such as ICAN (ACA), ACCA, or CIBN (ACIB) will be a distinct advantage.
• Technology: High proficiency in Microsoft Excel and hands-on experience working with modern Core Banking Applications (CBAs) and regulatory reporting portals.
• Soft Skills: High level of integrity, strong analytical capacity, impeccable attention to detail, and the ability to work under pressure to meet strict regulatory deadlines.