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  • Posted: Feb 10, 2021
    Deadline: Not specified
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    Access Bank Plc is a full service commercial Bank operating through a network of about 366 branches and service outlets located in major centres across Nigeria, Sub Saharan Africa and the United Kingdom. Listed on the Nigerian Stock Exchange in 1998, the Bank serves its various markets through 4 business segments: Personal, Business, Commercial and Corpor...
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    Account Officer, Commercial Banking Divison

    Description

    • To ensure that customer relationships are developed and maintained by providing excellent financial products and services that add value to the customer while minimizing costs and risk to the bank

    Functions and Responsibilities

    • New Business Development
    • Credit processing and Appraisals
    • Close Monitoring of Credit relationships and loan recoveries
    • Maintain good public relations with current and prospective customers
    • Achieving set PCE and Balance Sheet Targets
    • Analyse and interpret financial data and recommend on the credit worthiness of the customer
    • Attend Credit Committee meetings with the Team Leader
    • Prepare periodic reports for the team
    • Assist in preparing the Team’s budget
    • Achieve PCE, Balance and other performance target
    • Perform other duties as may be assigned by the Relationship Manager

    Key Performance Indicators:

    • Meeting/exceeding set targets
    • Turn around time on deliverables
    • Rate of customer sign on/ acquisition
    • Exceeding balance sheet/ liability targets
    • Customer satisfaction levels
    • Report rendition (CAC, ALCO, MPR, FSR)
    • Quality of documents:
      • FAM/ FSR
      • MCC Presentation
      • Memos
    • Daily a/c review (Morning & night)

    Professional Requirements
    Qualification:

    • First degree in any Discipline with a minimum of Second Class honors. Relevant Masters’ degree will be an advantage
    • Professional Membership
    • A recognized professional certification will be an added advantage

    Minimum Experience:

    • 1 - 3 years relevant experience; exposure in the marketing of financial services, will be an added advantage

    Requirements:
    Good Customer Service / Relationship Management:

    • Strong selling/negotiation skills
    • Strong Financial Analysis / Interpretation capabilities
    • Oral & Written communication
    • Strong strategic orientation Generic Skills
    • Team work
    • Initiative
    • Entrepreneurship/ taking ownership
    • Analytical Skills/ Problem solving
    • Self-Management
    • Interpersonal Skills

    Benefits

    • Leave Allowance, Medical Allowance, Bonus payments as applicable, Passage as applicable, 13th month as applicable

    Method of Application

    Interested and qualified? Go to Access Bank on apply.workable.com to apply

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