Risk Manager at Simeon's Pivot

Job Details

• Assist in the review of major contracts, proposed facilities, and/or new program activities for loss and insurance implications.
• To draft and submit report on a quarterly basis of all non-performing loans with recommendations as to the action to be taken
• Prepare risk management and insurance budgets and allocate claim costs and premiums to departments and divisions.
• Provide a methodology to identify and analyze the financial impact of loss to the organization, employees, the public, and the environment.
• To ensure implementation of the company's policy as regards credit checks
• To ensure that the credit committee meeting of the company adds value to the company's credit appraisal and approval.
• To review and draft Credit Policy documents.
• To prepare Enterprise Risk Management templates with instructions how to use it
• To review and draft General Business Policy and Procedure Guideline to minimize risks.
• To monitor the overall recovery and disposal of repossessed assets and ensure that recovery unit perform optimally.

Requirements

• Candidate must have 5 - 7 years work experience.
• Gender: Male/Female.

Knowledge, Skills and Competency

• Transferring Information and Ideas effectively among individuals
• To accurately perform a credit analysis in a timely manner
• Sound understanding of asset risk and mitigants to such risk factors
• Must be skilled in all facets of Debt Recovery
• Ability to timeously conclude all credit appraisals forwarded by the sales team
• Ability to timeously conclude on all inspections required to be performed in respect of pending credit applications
• Familiar with best practice redundancy processes and experienced in coaching managers through this and leading where necessary
• Deciding on the appropriate course of action to take depending on the situation
• The directing or guiding of people towards an objective through establishing respect, common purpose, and the commitment and effort of group members
• Extensive management skills to manage a very busy office
• Ability to resolve issues.