Associate Internal Control Officer at Canarypointcs

Job Description
Lending and Credit:

• Participate and assess the credit cycle process (pre disbursement and post- disbursement) to ensure compliance.
• Conduct field visit to verify the existence of the client and their household, existence of business(s) which the loan is disbursed,
• Safe keeping and custody of collateral pledged within the company premises
• Review of clients document and files

Banking Services (Front and Back Office):

• Review all banking processes in compliance with set policies and procedures and report any anomalies to the Head of Risk & Compliance
• Ensure compliance with KYC procedures in processing new customers in an effort to control Money Laundering activities.
• Ensure that suspicious transactions are identified and duly reported as per the reporting guidelines to the Head of Risk and Compliance for further action.
• Ensure implementation of treasury and Cash management policies in the back office and report any identified weaknesses.
• Ensure proper record keeping of all customer documents and any other accounting support documents to secure confidentiality.
• Ensure Implementation & Compliance with Business Continuity Management Policies.

Other Internal Business Processes:

• Conduct call over and cash counting in all related businesses of the company
• Involve in the confirmation of the customers deposits in the company account
• Monitor system access user rights and all IT related processes in line with the company Management Information systems policy guide.
• Review and monitor any other process that is initiated either as a result of a new product or Service.

Reporting:

•  Conduct exit interviews with the staff and branch management on the findings of their inspection visit and make agreeable actions for resolving the key finding;
• Prepare reports of inspection visits and submit to the head of department within three days after the visit;
• Based on findings, provide recommendations for improvement of policies and procedures;
• Liaise with head of internal audit function in relation to compliance matters identified earlier in their visits and ensure their timely implementation.
• Submit detailed weekly/monthly report of activities covered to head of department
• Monitor policy implementation and risk of all Banking, credit staff and any other staff member with in the branch.
• Participate in the review of policies and procedures

Qualifications

• Degree / HND in Accounting or its equivalent
• 2 - 3 years post NYSC experience in Internal Control or Internal Audit function; preferably with financial services, microfinance or bureau de change.
• Good exposure to microfinance, finance or banking industry will be highly desired.
• Ability to work under pressure and handle multiple deadlines.
• Good Planning and project management abilities.
• Strong attention to details, and
• Highly organized with a good demonstration of leadership skills.