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  • Posted: Dec 11, 2019
    Deadline: Dec 20, 2019
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    Established in 2007, Accion Microfinance Bank has a mission, "To economically empower micro-entrepreneurs and low-income earners by providing financial services in a sustainable, ethical and profitable manner.” The bank has an extensive branch network where customers have easy access to various products and services that include savings, loans, micro-i...
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    Accounts Officer

    Loactions: Abuja, Lagos, Ogun, Ondo, Anambra, Edo, Delta, Rivers, Kano, Abia & Akwa Ibom
    Job Type: Full Time

    Job Responsibilities

    • Build and maintain portfolio of quality clients rapidly and consistently to reach target portfolio within assigned period.
    • Identify potential clients
    • Liaise with community organizations, business associations, and individual entrepreneurs
    • Develop an accurate evaluation of each client?s capacity and willingness to repay the requested loan.
    • Correctly complete loan application and evaluation process
    • Arrange and undertake business site visits
    • Verify and cross-check all information relevant to the loan application and evaluation;
    • Participate in credit committees providing input on other members' loan proposals
    • Prepare and present own loan proposals to credit committee.
    • Develop relationship with each client to support the business success and cultivate loyalty.
    • Monitor client business progress to identify any potential problems
    • Offer suggestions and referrals where appropriate and within company policy
    • Demonstrate a concern and build client rapport.
    • Implement late repayment recovery procedures of Accion MfB
    • Achieve and maintain targets on portfolio at risk and loan loss
    • Emphasize the importance of on-time repayment with clients
    • Monitor repayment reports daily and client behavior patterns
    • Become knowledgeable and known in the assigned geographic zone
    • Provide support to peers and others within Accion MfB in uplifting its values and policies

    Qualification & Experiences

    • A minimum of HND or B.Sc in Business, Banking, Finance, Accounting, Economics, and/or related fields.
    • Must have completed NYSC

    Key Performance:

    • Strong interpersonal skills
    • Ability to develop strong financial analysis skills
    • Independent worker; honest and of high integrity

    Required Knowledge:

    • Understand the local area where they are working
    • Experience in credit of financial service industry will be an added advantage.
    • Computer literacy.

    Method of Application

    Interested and qualified? Go to ACCION Microfinance Bank on www.accionmfb.com to apply

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