Credit Analyst at Credit Business Services Global Limited (CBS Credit)

Responsibilities

• Assess creditworthiness of existing or prospective clients.
• Examine subject’ financial transactions and credit history (applications, statement, balance sheets, legal documents etc.)
• Do a ratio, trend and cash flow analyses and create projections
• Determine in-depth, the degree of risks associated with both obligor and the transaction.
• Carefully analyse data and produce clear and objective report.
• Draft models of credit information that predicts trends and patterns.
• New business development and clients’ acquisition.

Requirements

• High level critical thinking for business and programme concept origination and consummation.
• Proven working experience of not less than six (6) years as a core credit analyst with savvy background in business development in a reputable financial services or credit granting institution.
• Proficiency in statistical based credit analysis.
• Up to date with legal, compliance and market risk related issues
• Financial analysis skills and sound judgment.
• Degree or equivalent qualifications in credit management and financial Risk Analysis, Accounting and Finance fields
• Strong quantitative aptitude.
• Sharp analytical and organizational skills
• High level of self-confidence.
• Strong written and oral communication skills in English Language (for report-writing  and making presentations)
• Ability to multi-task and perform under deadlines
• Sound ethical or moral background.

NOTE: Those currently working as Credit Analyst need not apply. Your application will not be considered or processed. Please comply.