Jobs Career Advice Signup
X

Send this job to a friend

X

Did you notice an error or suspect this job is scam? Tell us.

  • Posted: Jul 22, 2019
    Deadline: Jul 29, 2019
    • @gmail.com
    • @yahoo.com
    • @outlook.com
  • Never pay for any CBT, test or assessment as part of any recruitment process. When in doubt, contact us

    Established in 2007, Accion Microfinance Bank has a mission, "To economically empower micro-entrepreneurs and low-income earners by providing financial services in a sustainable, ethical and profitable manner.” The bank has an extensive branch network where customers have easy access to various products and services that include savings, loans, micro-i...
    Read more about this company

     

    Account Officer

    Loactions: Abuja,Lagos, Ogun, Ondo, Anambra, Edo, Delta, Rivers, Kano, Abia & Akwa Ibom

    Job Responsibilities

    • Build and maintain portfolio of quality clients rapidly and consistently to reach target portfolio within assigned period.
    • Liaise with community organizations, business associations, and individual entrepreneurs;
    • Identify potential clients;
    • Sensitize potential clients on all aspects of the loan program: procedures to apply, the terms and conditions, the incentives for good performance, and penalties for late repayment and default.
    • Develop an accurate evaluation of each client?s capacity and willingness to repay the requested loan.
    • Correctly complete loan application and evaluation process
    • Arrange and undertake business site visits;
    • Verify and cross-check all information relevant to the loan application and evaluation;
    • Evaluate the willingness and capacity to repay of the client;
    • Ensure an appropriate guarantee is in place and documented;
    • Determine and present loan terms and conditions to credit committee.
    • Participate in credit committees providing input on other members? loan proposals;
    • Provide support to peers and others within Accion MfB in uplifting its values and policies.

    Qualification & Experiences

    • A minimum of HND or BSC in Business, Banking, Finance, Accounting, Economics, and/or related fields.
    • Must have completed NYSC
    • Understand the local area where they are working
    • Strong interpersonal skills
    • Ability to develop strong financial analysis skills
    • Ability to assess character of potential clients
    • Computer literacy
    • Independent worker; honest and of high integrity
    • Experience in credit of financial service industry will be an added advantage.

    Key Performance:

    • Prepare and present own loan proposals to credit committee.
    • Develop relationship with each client to support the business success and cultivate loyalty.
    • Monitor client business progress to identify any potential problems;
    • Offer suggestions and referrals where appropriate and within company policy;
    • Demonstrate a concern and build client rapport.
    • Implement late repayment recovery procedures of Accion MfB;
    • Achieve and maintain targets on portfolio at risk and loan loss;
    • Emphasize the importance of on-time repayment with clients;
    • Monitor repayment reports daily and client behavior patterns.

    Required Knowledge:

    • Become knowledgeable and known in the assigned geographic zone.
    • Build rapport with community, business associations and leaders;
    • Be known and visible in the community;

    Method of Application

    Interested and qualified? Go to ACCION Microfinance Bank on www.accionmfb.com to apply

    Build your CV for free. Download in different templates.

  • Send your application

    View All Vacancies at ACCION Microfinance Bank Back To Home

Subscribe to Job Alert

 

Join our happy subscribers

 
 
Send your application through

GmailGmail YahoomailYahoomail