• Vacancy in an International Microfinance Bank via EZ37

  • Posted on: 17 June, 2016 Deadline: 23 June, 2016
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  • EZ37 - Our client, an International Microfinance Bank, is recruiting for the post of Head, Credit Recovery in Ibadan, Oyo State.

    Head Credit Recovery



    • First Degree In Any Discipline. Background In Law Will Be An Added Advantage.
    • Minimum Of 7 Years Working Experience Of Which At Least 3 Years Must Be As Head Of Recovery In A MFB Or Commercial Bank.
    • Experience In Collateral Management, Use Of Debt Recovery Systems, Drafting Of Contracts And Debt Recovery.
    • Experience In The Use Of Debt Recovery Systems
    • Good IT Skills, I.e. MS Word/Excel And Generally IT Literate.
    • Knowledge And Previous Experience Of Using A Document Management System Is Desirable.

    Job Description

    • Verify compliance and proper filling of loan agreements
    • Follow up on loan insurance and quality guarantees
    • Assess the situation of late payment to facilitate speedy customer in the payment
    • Establish recovery procedures for managing customers in arrears
    • To ensure the recovery of unpaid receivables
    • Monitor customer file and late payment in arrears
    • Perform reminders by telephone, mail or in the field of late payment by customers
    • Apply debt collection procedures to unpaid installments
    • Maintain close contact with customers when necessary and feasible
    • Achieve given recovery targets
    • Negotiate a new schedule in case of actual difficulty of the customer found
    • Ensure recovering unpaid installments is in accordance to the banks’ policy
    • Checking loan agreements
    • Quality control and guarantees of the implementation of loan insurance
    • Monitoring customer‘s compliance to timeline.
    • Representing the company in the relationship with: Customers - external legal stakeholders in the collection - insurers


    • The ability to show initiative when required to work as an individual, and as part of a team
    • Enthusiasm, and an ability to adapt to and implement changes in working practices
    • Good communication skills, both verbally and in written format
    • The ability to explain and respond to detailed issues in a clear and concise manner
    • Tactfulness, discretion and confidentiality at all times
    • The ability to prioritize work and meet defined targets and deadlines
    • The ability to work in a busy and often demanding environment

    Method of Application

    Interested candidates should apply online on EZ37

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