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  • Posted: Sep 26, 2025
    Deadline: Sep 29, 2025
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  • Ecobank Transnational Incorporated (ETI), a public limited liability company, was established as a bank holding company in 1985 under a private sector initiative spearheaded by the Federation of West African Chambers of Commerce and Industry with the support of the Economic Community of West African States (ECOWAS). In the early 1980’s foreign and stat...
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    Product Officer, Liabilities

    Business Development and Financial performance

    • Assist with the development of segment specific products and services in conjunction with the segment heads to drive Personal Banking business.
    • Constantly monitor performance of PB liability products to ensure profitability and efficiency. 
    • Develop and implement strategies for converting prospects to profitable customer relationships.
    • Prepare market research report showing competitive edge of Ecobank, in terms of product pricing, product/service offerings, customer perception, peer comparison (at least 3 PB focused Banks) as well as recommended strategies.
    • Liaise with other support units such as technology, payment, marketing, operations etc. to drive implementation of the communicated strategic goals and objectives for the team.
    • Supports the front-line sales staff for effective selling of the bank’s products and services.

    Loyalty Management

    • Identify and sign-up/Renew Lifestyle benefits partners for Personal Banking customers.
    • Ensure adequate spread and flavour in our bouquet of loyalty packages.
    • Drive usage/patronage of loyalty schemes by PB customers 
    • Maintain close and cordial relationship with loyalty partners.
    • Ensure prompt resolution of all customer service issues relating to loyalty reward schemes.
    • Track and provide periodic reports on Life-style partner activity level and propose modification to contracts where appropriate.

    Customer Excellence 

    • Participate in customer focused events organized by Ecobank such as Market storms, customer forums, mystery shopping etc. Draft report on same making recommendations where necessary.
    • In collaboration with CEX team, drive the execution of solutions addressing Complaint Root-cause analysis outcome.
    • Ensure prompt resolution of all PB customer complaints and provide feedback within 48/72hrs.

    People management    

    • Work with the analytics team and consumer banking sales force to achieve the overall strategic objectives of CCB.

    Process, control, and operational performance   

    • Implement process of on boarding new Personal Banking customers. Monitor and track to ensure prompt and proper on boarding of every new Personal Banking customer across the Bank in line with the process.
    • Drive strategies to reduce customer attrition, especially within the first 90days.
    • Ensure full adherence to Operational Risk and Compliance guidelines across the Personal Banking business function e.g., KYC and anti-money laundering measures.
    • Any other duties/functions given by the TL CCB Liability Products and Head, CCB Products & Analytics.

    Strategic Initiatives

    • Think strategically – seeing the bigger picture and setting aims and objectives to develop and improve PB business. 
    • Develop unique promotions and campaigns to win new relationships and retain existing customers

    Experience & Qualification

    • Minimum of 2nd class lower in first degree (MBA, MSC, MA, ML and/or Professional Qualifications may be needed.
    • Minimum of 3-5 years working experience in financial services and the banking industry with specific responsibility for relationship management, product development and reviews

    Skills, Capabilities & Personal attributes

    • Excellent problem solving skills
    • Must be analytical and have financial numeracy
    • Strong analytical skills including financial statement analysis, competitive analysis, segmentation analysis and statistical analysis; experience with data gathering and data analysis 
    • Excellent verbal and written communication skills 
    • Experience in writing and delivering fact-based presentations and recommendations to Team leader and unit Head  
    • Excellent command of English language  
    • Strong Microsoft Office skills 

    go to method of application ยป

    Product Officer, Assets

    • Develop and Implement strategies with the team to drive the growth of Mortgage, Cash backed Loans and Alliances .
    • Work closely with the Sales and Distribution team to create product awareness 
    • Going on joint calls with the SBUs to sell Mortgage Loans.
    • Assist the Sales and Distribution team through designing and developing marketing tactics and actions to achieve financial objectives.
    • Training of RMs, ROs and other Client Engagement personnel/Agents in all the regions as well as Contact Centre from time to time to improve and update product knowledge. 
    • Coordination of Mortgage and Cash backed products.
    • Working with reputable Vendors and developers to drive Mortgage sales. Ensuring that every necessary step is taken to improve the quality of credits for approval within the risk appetite of the Bank.
    • Liaising with the Product Champion and sales Officers on credit related issues for further review
    • Review of approved valuer list for enlistment and/or delisting.
    • Provide support for all initiatives/activities to drive up product sales and prevent/wind down on PDOs.
    • Tracking of collection activities on Stage 2 and 3 to ensure reduction in achieved.
    • Working closely with Remedial management team to ensure recovery and collection on Stage 2 and 3 is achieved on Secured Loan Products. 
    • Engagement with auto dealers, developers for business development and partnerships.
    • Calls to existing counter-parties for relationship management and business development

    Experience & Qualification

    • Minimum of 2nd class lower in first degree (MBA, MSC, MA, ML and/or Professional Qualifications may be needed.
    • Basic credit Risk management training and Remedial action
    • Minimum of 3-8 years working experience in financial services and the banking industry with specific responsibility for relationship management, product development and reviews

    Skills, Capabilities & Personal attributes

    • Excellent problem solving skills
    • Must be analytical and have financial numeracy
    • Strong analytical skills including financial statement analysis, competitive analysis, segmentation analysis and statistical analysis; experience with data gathering and data analysis 
    • Excellent verbal and written communication skills 
    • Experience in writing and delivering fact-based presentations and recommendations to Team leader and unit Head  
    • Excellent command of English language  
    • Strong Microsoft Office skills 

    Knowledge

    • Product Knowledge
    • Strong knowledge of banking operations, relationship management and   products customer segmentation 
    • Strong knowledge of Basic Credit and Risk management procedures and policies
    • Strong knowledge of selling skills 
    • Basic knowledge of Early warning and Remedial action
    • Should possess close understanding of competitor offers

    Personalities and attributes

    • Client orientated
    • Entrepreneurial
    • Persevering
    • Detailed with high quality orientation
    • Self-confident

    Method of Application

    Use the link(s) below to apply on company website.

     

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