Latest Job Vacancies at La Fayette Microfinance Bank Limited

Start Date: 18/07/2022

Main Responsibilities
Manage a portfolio of clients:
Build a portfolio of clients by:

• Proposing the service to existing Advans clients
• Prospecting potential clients at their business places and following up through regular contact with prospects
• Monitor the deposits of the clients under supervision.
• Grow the individual deposit portfolio in line with the targets set by the Management by offering quality service and selling products that fit the particular clients’ needs.
• Accordingly answer clients’ questions and complaints related to Advans LFMFB products and services.
• Participate in the promotion of Advans LFMFB products and services by informing prospects as well as clients.
• Identify clients’ needs and propose new products/services to management.

Field Cash Collection activities:

• Organize an efficient daily collection schedule with clients in the portfolio.
• Collect clients’ deposits, and transfer the money collected directly into clients’ accounts via the BankOne technical application on the phone.
• Ensure all cash transactions are done according to Advans LFMFB policies and procedures.
• Respect AML/KYC policies by identifying all the clients and reporting any suspicious transaction.
• Strictly adhere to the MIS requirements when registering all cash transactions in the MIS system.
• Report any cash shortage or overage to the CSS and Deposit Team Lead
• Encourage clients to make deposits on their Advans account.
• Liaise with Client Officers on clients interested by the Mobile collection service for saving.
• Create new clients and accounts on the field.

Organization and control:

• Cash counts and controls: ensure and control the conformity of transactions with collected cash and monitoring tools.
• Ensure compliance of all operations performed with Advans policies and procedures.
• Share information and best practices with other Mobile Tellers.
• Report all the issues related to the job to the CSS and Deposit Team Leader.

Profile

• An OND/ NCE graduate from an accredited polytechnic or college of education.
• Must have completed his/her industrial training.

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Locations: Aba, Abia and Onitsha, Anambra
Planned Start Date: 01/08/2022

Main Responsibilities
Manage a portfolio of clients, Build a portfolio of clients by:

• Proposing the service to existing Advans clients
• Prospecting potential clients at their business places and following up through regular contact with prospects
• Monitor the deposits of the clients under supervision.
• Grow the individual deposit portfolio in line with the targets set by the Management by offering quality service and selling products that fit the particular clients’ needs.
• Accordingly, answer clients’ questions and complaints related to Advans LFMFB products and services.
• Participate in the promotion of Advans LFMFB products and services by informing prospects as well as clients.
• Identify clients’ needs and propose new products/services to management.

Field Cash Collection activities:

• Organize an efficient daily collection schedule with clients in the portfolio.
• Collect clients’ deposits, and transfer the money collected directly into clients’ accounts via the BankOne technical application on the phone.
• Ensure all cash transactions are done according to Advans LFMFB policies and procedures.
• Respect AML/KYC policies by identifying all the clients and reporting any suspicious transactions.
• Strictly adhere to the MIS requirements when registering all cash transactions in the MIS system.
• Report any cash shortage or overage to the CSS and Deposit Team Lead
• Encourage clients to make deposits on their Advans account.
• Liaise with Client Officers on clients interested in the Mobile collection service for saving.
• Create new clients and accounts in the field.

Organization and control:

• Cash counts and controls: ensure and control the conformity of transactions with collected cash and monitoring tools.
• Ensure compliance of all operations performed with Advans policies and procedures.
• Share information and best practices with other Mobile Tellers.
• Report all the issues related to the job to the CSS and Deposit Team Leader.

Profile

• An OND / NCE graduate from an accredited polytechnic or college of education.
• Must have completed his/her industrial training.

go to method of application »

Locations: Onitsha - Anambra and Aba - Abia
Planned Start Date: 1 / 08 / 2022.

Main Responsibilities

• Manage a portfolio of clients
• Prospect potential clients and follow up through regular contact with prospects.
• Manage the relationship with clients in the portfolio to ensure maximum client’s satisfaction and retention.
• Organize an efficient schedule that will allow regular meetings with clients and maximized performance.
• Identify clients’ needs in order to cross-sell effectively.
• Monitor the deposits of the clients under supervision.
• Grow the individual deposit portfolio in line with the targets set by the Management by offering quality service and selling products that fit the particular clients’ needs.
• Accordingly answer clients’ questions and complaints related to Advans LFMFB products and services.
• Participate in the promotion of Advans LFMFB products and services by informing prospects as well as clients.
• Propose new products/services to management.

Organization and Control:

• Ensure compliance of all operations performed with Advans policies and procedures.
• Share information and best practices with other Deposit Officers.
• Report all the issues related to the job to the Branch Manager and Deposit Team Leader.
• Ensure all cash transactions are done according to Advans LFMFB policies and procedures.
• Respect AML/KYC policies by identifying all the clients and reporting any suspicious transaction.

Profile

• Degree or Higher National Diploma in any discipline from accredited polytechnic or University with NYSC discharge certificate or NYSC Exclusion Letter.
• Minimum of two (2) years experience as a deposit sourcing staff in a financial institution preferably a commercial bank.
• Good relationship and communication skills with strong team spirit  
• Strong analytical skills  
• Good computer skills  
• Real motivation to work and grow in a performance-based environment
• Taste for fieldwork  

Additional Knowledge / Skills Required:

• Practical knowledge of micro/small/medium businesses  
• Knowledge of microfinance bank sector is an advantage
• Good writing skills  
• Knowledge of the major local languages

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Planned Start Date: 18 / 07 / 2022.

Responsibilities
Legal:

• Support to provide analysis on legal and policy issues
• Support in co-ordinating the writing and updating of processes, procedures and other guides relating to operations
• Review contracts, legal related documents, internal policies and ensure they are in compliance with all statutory or legal requirements
• Support to manage the Institution’s charged off loans and non- performing assets
• Provide legal counsel to recover outstanding debts from defaulting Customers.
• Conduct research into variety of legal issues.
• Examine and report newly published laws, acts and regulations and ascertaining how these affect the institution’s business
• Perfecting of legal documentation.
• Support in recommending operating policy and procedural improvements.
• Keep abreast with all government legislations and CBN policies that may affect operations and present opinion/advise on same
• Provide support for all Law Enforcement related matters when required to do so
• Support to develop comprehensive reports on matters that are to be instituted in Court.

Compliance:

• Support to create necessary awareness on regulatory and supervisory provisions, circulars, directive and legislations affecting the bank’s operation and objectives
• Support to collaborate with HR department to provide periodic trainings for staff on Regulatory compliance.
• Follow up on approved recommendations of CBN, NDIC etc.
• Ensure full compliance of monthly reporting to regulatory bodies CBN, NDIC, EFCC, Credit bureaux.
• Prepare evaluation report on compliance to the management on monthly basis

Profile

• Education level: Degree in Law and a relevant Professional certification is an advantage.
• Specific training required:
• Training on Company products and services.
• Work experience required (domain and number of years):
• Must have a minimum of Four (4) years post call legal experience out of which minimum of twelve (12) months in a fnancial institution.