Jobs at Sage-Grey Finance Limited

Role Summary

• The Junior Loan Recovery Officer will support the recovery and collections functions of the organization, with a focus on managing delinquent accounts, negotiating repayment plans, and minimizing loan losses.
• The role involves customer engagement, portfolio monitoring, legal coordination, and reporting across the Company's lending activities.

Key Responsibilities

• Manage and monitor delinquent loan accounts, tracking overdue payments and maintaining accurate recovery records
• Contact defaulting customers via phone calls, emails, and field visits to negotiate repayment plans and resolve outstanding obligations
• Evaluate customer financial situations and propose viable restructuring or forbearance options in line with Company policy
• Prepare recovery reports, including aging analysis, collection forecasts, and portfolio performance metrics for management review
• Coordinate with the Legal team on potential litigation, including preparation of demand letters, court filings, and enforcement of security interests
• Ensure all recovery activities comply with internal policies, regulatory guidelines, and fair debt collection practices
• Liaise with internal teams and external stakeholders to facilitate effective recovery, and perform any other tasks as assigned

Requirements

• Bachelor's degree in Finance, Accounting, Economics, Business Administration, or a related field
• 2–4 years' experience in debt recovery, collections, credit risk, or banking operations
• Experience in a financial institution is mandatory
• Strong understanding of debt collection techniques, negotiation strategies, and loan documentation
• Proficiency in Microsoft Excel and Microsoft Word
• Familiarity with recovery tools and loan management systems is an advantage
• Strong negotiation, communication, and interpersonal skills
• High resilience, emotional intelligence, and ability to handle difficult conversations
• Integrity, confidentiality, and strong ethical mindset
• Experience with recovery management software or CRM tools
• Understanding of Nigerian legal frameworks relating to debt recovery.
• Knowledge of regulatory guidelines (CBN circulars on fair debt collection practices)

Key Skills:

• Debt recovery and collections
• Negotiation and conflict resolution
• Risk assessment and portfolio monitoring
• Customer relationship management
• Legal coordination and documentation
• Reporting and data analysis
• Integrity and confidentiality
• Resilience and emotional intelligence.

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Role Summary

• The Pool Driver will provide safe, reliable, and professional transportation services for the Company's staff, clients, and visitors.
• The role involves vehicle operation, routine maintenance, trip logging, and ensuring compliance with road safety and Company policies across all driving assignments.

Key Responsibilities

• Drive Company vehicles to transport staff, clients, and visitors to designated locations in a safe, courteous, and timely manner
• Perform daily vehicle inspections, including checking fuel levels, oil, water, tyres, lights, and brakes, and report any mechanical issues promptly
• Maintain accurate trip logs, including mileage records, destinations, passenger details, and fuel consumption
• Ensure vehicles are clean, well-maintained, and serviced in accordance with the Company's maintenance schedule
• Adhere to all traffic laws, road safety regulations, and Company driving policies at all times
• Manage vehicle documentation, including insurance, roadworthiness certificates, and driver's license renewals, ensuring they are always valid and up to date
• Support administrative tasks such as courier services, errands, and vehicle-related procurements, and perform any other duties as assigned by the supervisor

Requirements

• Valid Driver's License with a clean driving record
• Minimum of 2–4 years' professional driving experience, preferably in a corporate, institutional, or commercial setting
• Defensive driving training or certification is an advantage
• Good knowledge of Lagos Road networks and traffic patterns
• Basic understanding of vehicle maintenance and troubleshooting
• Strong sense of responsibility, punctuality, and professionalism
• Excellent interpersonal and communication skills
• High level of integrity, confidentiality, and reliability
• Familiarity with fleet management protocols
• First-aid certification is an added advantage

Key Skills:

• Safe and defensive driving
• Vehicle maintenance and inspection
• Route planning and navigation
• Time management and punctuality
• Professionalism and customer service
• Record keeping and documentation
• Integrity and confidentiality
• Problem-solving and resourcefulness.

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Role Summary

• The Junior Credit Officer will support the credit and investment functions of the organization, with a focus on evaluating loan applications, assessing investment opportunities, and conducting due diligence on project funding proposals.
• The role involves financial modelling, risk assessment, documentation review, and portfolio monitoring across the Company's lending, investment, and project finance activities.

Key Responsibilities

• Evaluate loan applications and investment proposals, including financial analysis, cash flow assessment, collateral valuation, and counterparty due diligence.
• Prepare credit recommendation memos and investment memoranda with clear risk-return analysis for presentation to the Credit Committee.
• Support project funding evaluations, including feasibility studies, sensitivity analysis, and review of business plans, technical reports, and legal agreements.
• Monitor the performance of the loan and investment portfolio, tracking repayments, covenants, maturities, and early warning signs of potential defaults.
• Prepare periodic portfolio reports, including delinquency analysis, investment performance summaries, and risk concentration metrics.
• Ensure compliance with internal credit policies, risk frameworks, and regulatory requirements (CBN, SEC, etc.), while maintaining accurate documentation for all transactions.
• Liaise with internal teams (Legal, Risk, Operations) and external stakeholders (banks, consultants, legal counsel) to facilitate seamless transaction processing, and perform any other tasks as assigned.

Requirements

• Bachelor's Degree in Finance, Accounting, Economics, Business Administration, or a related field.
• 2–4 years of experience in credit analysis, investment analysis, project finance, or banking operations.
• Experience in a financial institution is mandatory.
• Strong understanding of financial statements, ratio analysis, cash flow modelling, and credit risk principles.
• Proficiency in Microsoft Excel (financial modelling, pivot tables, VLOOKUP) and Microsoft Word.
• Familiarity with investment instruments and project finance structures is an advantage.
• Strong analytical, problem-solving, and numerical skills with high attention to detail.
• Integrity, confidentiality, and ability to work under pressure.

Key Skills:

• Credit analysis and underwriting.
• Investment appraisal and due diligence.
• Project finance and feasibility assessment.
• Risk identification and mitigation.
• Financial modelling and forecasting.
• Portfolio monitoring and reporting.
• Stakeholder engagement.
• Integrity and confidentiality.

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Role Summary

• The Facility Officer is responsible for ensuring the operational efficiency, safety, and maintenance of all physical assets and workplace environments for Sage Grey Finance Limited.
• This role is accountable for the day-to-day management of office facilities, vendor relationships, health and safety compliance, and the coordination of administrative support services that underpin a productive and professional working environment.
• The role focuses on proactive facility management, risk-controlled execution, compliance adherence, and service reliability across internal teams and external service providers.
• The role goes beyond routine maintenance and requires the ability to anticipate operational needs, coordinate seamlessly with administrative and IT teams, and position Sage Grey Finance Limited as a safe, organized, and professionally managed organization in every physical interaction.
• The ideal candidate will have prior exposure to facilities management, office administration, or property management environments, with a strong understanding of health and safety regulations, vendor management, and an established ability to manage multiple, time-critical facility tasks accurately to enhance the company's operational credibility and employee well-being.

Key Responsibilities
The Facility Officer shall be responsible for, but not limited to, the following:
Facility Maintenance & Operations:

• Oversee the day-to-day maintenance and upkeep of all office premises, including utilities, furniture, fixtures, and equipment.
• Conduct regular inspections of the facility to identify and address repair needs (e.g., plumbing, electrical, HVAC, and structural issues).
• Coordinate and supervise all preventive and corrective maintenance activities, ensuring minimal disruption to business operations.
• Serve as the primary point of contact for facility-related emergencies, such as power outages, water leaks, or security breaches, and implement rapid response protocol

Vendor & Contract Management:

• Manage relationships with external vendors and service providers, including cleaning services, security companies, landscapers, waste management, and office equipment suppliers.
• Solicit and evaluate quotations, negotiate service contracts, and monitor vendor performance against agreed service level agreements (SLAs).
• Process and track invoices related to facility services, ensuring timely payment and adherence to budget.
• Maintain an up-to-date register of all facility-related contracts, insurance policies, and maintenance warranties.

Health, Safety & Compliance:

• Ensure the workplace complies with all relevant health, safety, and environmental regulations.
• Develop, implement, and maintain emergency response plans, including fire drills, first-aid procedures, and evacuation protocols.
• Maintain and regularly inspect safety equipment, including fire extinguishers, smoke detectors, and first-aid kits.
• Conduct risk assessments and report any identified hazards or non-compliance to management, recommending corrective measures.

Space & Asset Management:

• Manage the allocation and utilization of office space to optimize efficiency and accommodate organizational growth.
• Oversee the procurement, tagging, inventory, and disposal of office assets, including furniture, IT equipment (in coordination with IT), and consumables.
• Maintain an accurate inventory of all physical assets and coordinate annual stock takes.

Administrative Support & Reporting:

• Provide administrative support for office-related events, meetings, and visitor coordination.
• Prepare and present regular reports on facility performance, maintenance activities, costs incurred, and pending action items.
• Act as the central point for all employee queries related to facility services (e.g., parking, access cards, workstation setup, and ergonomic assessments).
• Document and report any operational gaps or recurring issues to support continuous improvement

Qualifications and Experience

• A minimum of a bachelor's degree in Business Administration, Facilities Management, Engineering, Estate Management, or related disciplines.
• Minimum of 2-4 years relevant experience in facilities management, office administration, property management, or operations roles within a corporate environment.
• Demonstrated experience in managing facility budgets, vendor negotiations, and contract administration.
• Familiarity with health and safety regulations, fire safety procedures, and building code compliance.
• Proficiency in Microsoft Excel (budget tracking, inventory management) and facility management software/tools.

Required Skills & Competencies:
The successful candidate should demonstrate:

• High attention to detail and a proactive approach to problem-solving.
• Strong organizational and project management skills to handle multiple tasks and priorities.
• Excellent communication and interpersonal skills for liaising with vendors, employees, and management.
• Strong operational discipline and ability to follow documented workflows and procedures.
• Basic financial acumen for budget monitoring and cost control.
• Integrity and confidentiality regarding sensitive office information and security protocols.
• Team-oriented mindset with willingness to support colleagues during peak periods.
• Self-motivation and ability to work independently on routine and emergency tasks.
• Commitment to continuous learning of new facility technologies and regulatory updates.