Jobs at Payment Access System Limited (PaySys)

Key Responsibilities

• Develop and execute the company’s operational strategy in alignment with business goals.
• Lead and manage operations teams across agent banking, customer support, dispute resolution, settlements, and field operations.
• Establish KPIs and monitor performance to ensure operational efficiency and growth.
• Oversee end-to-end transaction operations including payment processing, transaction monitoring, reconciliations, and settlement accuracy.
• Ensure uptime of services, POS network stability, and seamless customer/merchant experiences.
• Collaborate with IT/Engineering to enhance system performance and resolve technical escalations.
• Oversee recruitment, training, and performance of aggregators, agents, and merchants.
• Ensure liquidity management, float stability, and effective channel support.
• Drive adoption and usage of digital financial services across assigned regions.
• Implement operational controls to mitigate fraud, service failures, and financial losses.
• Ensure compliance with CBN regulations, KYC/AML standards, and data security requirements.
• Work with Compliance/Risk teams to define SOPs, risk frameworks, and escalation thresholds.
• Identify process gaps and drive continuous improvement initiatives across workflows.
• Implement automation solutions to enhance speed, accuracy, and scalability.
• Champion Lean operations, cost efficiency, and digital transformation.
• Supervise customer service teams, ensuring timely resolution of complaints and service requests.
• Strengthen feedback mechanisms to improve customer satisfaction and reduce churn.
• Oversee service-quality dashboards and customer experience metrics.
• Liaise with external partners banks, switches, payment processors, aggregators, and regulators.
• Manage escalation communication with executives and key internal stakeholders.
• Support business development initiatives with operational insights.
• Provide weekly, monthly, and quarterly performance reports to senior management.
• Ensure proper documentation of SOPs, operational manuals, and risk logs.
• Track budget utilizations and operational costs for strategic planning.

Qualifications & Requirements

• B.Sc./ HND in Business Administration, Finance, Economics, Engineering, or related fields; MBA is an added advantage.
• 7 - 10 years’ experience in operations leadership within fintech, banking, or digital payments.
• Strong understanding of digital financial services, agency banking, POS systems, settlement processes, and CBN regulations.
• Proven experience managing large teams and nationwide operations.
• Strong analytical mindset and proficiency in data-driven decision-making.
• Excellent communication, leadership, and problem-solving skills.

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Job Purpose

• Identify and onboard new merchants, corporate clients, and strategic partners.
• Build strong pipelines for enterprise, SME, and institutional clients.
• Lead proposal development, presentations, and contract negotiations.
• Manage end-to-end sales lifecycle from prospecting to onboarding.
• Represent the company at industry events and networking engagements.

Establish and manage partnerships with:

• Banks and financial institutions
• Payment processors and switches
• Telcos and aggregators
• Merchants and enterprise clients
• Technology vendors and fintech partners
• Structure commercial agreements and revenue-sharing models.
• Monitor partner performance and optimize relationships.

Work closely with Product and Technology teams to:

• Launch new fintech products and services
• Define product pricing and value propositions
• Gather customer feedback and market insights
• Ensure products meet market needs and revenue targets.
• Conduct market research to identify trends and opportunities.
• Monitor competitors, pricing models, and product offerings.
• Provide strategic insights to guide business decisions.
• Maintain strong relationships with key accounts and strategic clients.
• Ensure high client satisfaction and retention.
• Address commercial escalations and contract renewals.
• Prepare periodic commercial performance reports.

Track KPIs such as:

• Revenue growth
• Client acquisition and retention
• Sales pipeline and conversion rates
• Market penetration

Requirements and Skills

• Bachelor’s degree in Business Administration, Finance, Marketing, Economics, or related field.
• MBA or a relevant postgraduate qualification is an advantage.
• 4–7 years’ experience in business development, sales, or commercial roles.
• Minimum 2–3 years in fintech, banking, payments, or financial services.
• Proven track record of revenue generation and partnerships.
• Strong sales and negotiation skills
• Strategic thinking and commercial acumen
• Excellent presentation and communication skills
• Relationship management and networking ability
• Financial modelling and pricing strategy knowledge
• Data-driven decision making
• Understanding of the fintech ecosystem and payment products.

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Job Summary

• We are seeking a talented Backend Developer to join our team.
• The ideal candidate will be responsible for implementing visual and interactive elements while working closely in collaboration with designers, front-end developers, and other stakeholders.

Key Responsibilities

• Take ownership of technical solutions from coding, staging, deployment and maintenance.
• Design and improve the maintainability of the code base through innovative design.
• Constantly communicate with diverse internal and external stakeholders in embracing agile practices
• Diagnose complex issues across various levels of the stack.
• Understand the business context deeply and leverage engineering knowledge to identify risks and propose creative solutions to problems.
• Work collaboratively to complete projects, showcase progress, and address problems.
• Mentor and coach junior and intermediate engineers within the Engineering team
• Constantly improve to keep pace with new innovations and technologies.
• Balance deep work with cross-team collaboration.
• Work alongside front-end developers to produce efficient and user-friendly systems
• Work on other tasks as assigned by the Engineering Leadership.

Preferred Qualifications

• First Degree in Computer Science, Information Technology or any related field
• 3+ years of cognate experience working with Java Spring, Node JS or Python.
• Knowledge of Object-oriented Programming concepts.
• Good understanding of relational databases, and agile methodologies
• Working knowledge of core data structures
• Test-driven development (TDD) experience
• Familiarity with containerization (i.e. Docker), and knowledge of at least one CI/CD tool
• Experience working with AWS, architecture, and design principles
• Strong team leader and player, with the ability to improve knowledge and skills
• Good Interpersonal, stakeholder management, and communication skills
• Strong passion for Software Development.

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Job Summary

• We are looking for an intelligent, diligent, detail and result-oriented Finance Officer who has proven experience in a finance or accounting role, preferably within the fintech or financial services industry with strong understanding of financial regulations, accounting principles, and financial management practices to join our dynamic team.
• The Finance Officer will play a key role in managing our financial operations, ensuring compliance with financial regulations, and providing critical financial insights to support our growth and innovation in the fintech industry.

Key Responsibilities

• Prepare and maintain accurate financial statements, including income statements, balance sheets, and cash flow statements.
• Conduct regular financial analysis to identify trends, discrepancies/variances, and opportunities for improvement in fintech sector.
• Assist in the preparation of monthly, quarterly, and annual financial reports for management and stakeholders.
• Collaborate with department heads to develop and monitor budgets.
• Prepare financial forecasts and provide variance analysis against budgets.
• Assist in long-term financial planning and strategy development.
• Oversee accounts payable and receivable processes, ensuring timely payments and collections.
• Reconcile bank statements and ensure all financial records are accurate and up-to-date.
• Ensure compliance with financial regulations and standards, including GAAP and IFRS.
• Assist with internal and external audits, providing necessary documentation and explanations.
• Implement and monitor internal controls to safeguard company assets.
• Maintain and enhance the company’s financial systems and tools to improve efficiency and accuracy.
• Collaborate with IT and other departments to integrate financial systems with operational systems.
• Provide financial insights and recommendations to support business decisions and strategic planning.
• Monitor market trends and regulatory changes that could impact the company’s financial performance.
• Perform periodic financial analysis to detect and resolve problems.
• Review and implement financial policies
• Prepare balance sheets and invoices.
• Conduct daily review of General Ledgers
• Preparation of Monthly CBN Returns
• Assist in the Preparation of Management Account
• Preparation of the Weekly Performance Report
• Assist in the Preparation of Asset and Liability Report
• Calculation of Effective Interest rate on Investment securities

Qualifications

• Bachelor’s degree in Finance, Accounting, Economics, or a related field. A Master’s degree or professional certification (e.g., ICAN, ACCA, CIBN) is a plus.
• Minimum of five years cognate experience
• Proven experience in a finance or accounting role, preferably within the fintech or financial services industry.
• Strong understanding of financial regulations, accounting principles, and financial management practices.
• Proficiency in financial software and tools (e.g., QuickBooks, Excel, financial modeling software).
• Excellent analytical, problem-solving, and decision-making skills.
• Strong communication and interpersonal skills, with the ability to present complex financial information clearly.
• High attention to detail and organizational skills.

Preferred Skills:

• Experience with fintech-specific financial practices and regulations.
• Familiarity with emerging financial technologies.
• Self-Starter with the ability to work independently
• Ability to work under pressure, fast-paced, innovative environment while remaining flexible, proactive and efficient.

What We Offer

• Competitive salary and benefits package.
• Opportunity to work in a cutting-edge fintech company.
• Collaborative and dynamic work environment.
• Professional growth and development opportunities.

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Job Purpose

• The Compliance Officer is responsible for ensuring that the company operates in full compliance with all applicable laws, regulations, regulatory guidelines, and internal policies governing the fintech and financial services industry.
• The role safeguards the organization against regulatory risk, financial crime exposure, and reputational damage while promoting a strong compliance culture across the business.

Key Responsibilities

• Monitor and interpret laws, regulations, and guidelines from regulators (e.g., Central Bank, SEC, NDPC, AML/CFT authorities).
• Provide compliance advisory to business units on new products, services, partnerships, and operational changes.
• Ensure company policies align with regulatory expectations and industry best practices.
• Act as liaison with regulators and coordinate regulatory inspections, audits, and requests.
• Implement and monitor Anti-Money Laundering (AML), Counter Terrorism Financing (CFT), and Know Your Customer (KYC) programs.
• Ensure effective Customer Due Diligence (CDD) and Enhanced Due Diligence (EDD) processes.
• Oversee transaction monitoring, sanctions screening, and suspicious activity reporting.
• Prepare and submit regulatory reports (STR/SAR, CTR, compliance returns).
• Investigate compliance breaches and suspicious transactions.
• Develop, review, and update compliance policies, procedures, and internal controls.
• Maintain the Compliance Manual and Code of Conduct.
• Conduct periodic compliance risk assessments.
• Support enterprise risk management and internal control framework.
• Coordinate regulatory filings and statutory compliance reporting.
• Prepare compliance reports for management and board committees.
• Manage internal and external compliance audits and regulatory examinations.
• Track remediation of audit and regulatory findings.
• Design and implement compliance monitoring programs.
• Conduct periodic compliance reviews across departments.
• Identify gaps and recommend corrective actions.
• Track compliance KPIs and risk indicators.
• Develop and deliver compliance and AML training for employees.
• Promote awareness of regulatory obligations and ethical conduct.
• Provide guidance on conflicts of interest, data protection, and ethics.
• Ensure compliance with data protection regulations (e.g., NDPR/GDPR where applicable).
• Support privacy governance and data breach reporting processes.
• Ensure fair treatment of customers and complaint resolution compliance.
• Timeliness and accuracy of regulatory filings and reports
• Number of compliance breaches and remediation turnaround time
• Effectiveness of AML monitoring and reporting
• Audit and regulatory inspection outcomes
• Employee compliance training completion rate
• Compliance risk assessment and mitigation effectiveness

Qualifications & Experience
Education:

• Bachelor’s degree in Law, Finance, Accounting, Business Administration, or related field.
• A Master’s degree is an added advantage.
• ACAMS / ICA / CFE / CAMS / CRCM or equivalent
• Compliance, Risk, or AML certification is highly desirable.

Experience:

• 5–7 years’ experience in compliance, risk, audit, or legal role.
• Minimum of 2–3 years in fintech, banking, payments, or financial services.
• Experience interacting with regulators and handling audits.
• Strong knowledge of financial regulations and AML/CFT frameworks
• Excellent analytical and investigative skills
• High integrity and ethical standards
• Strong report writing and documentation skills
• Attention to detail and risk awareness
• Stakeholder management and communication skills
• Ability to work independently and exercise sound judgment.