Jobs at La Fayette Microfinance Bank Limited, Advans Nigeria

Main Responsibilities
Manage a portfolio of clients:

• Build a portfolio of clients by:
• Proposing the service to existing Advans clients
• Prospecting potential clients at their business places and following up through regular contact with prospects
• Monitor the deposits of the clients under supervision.
• Grow the individual deposit portfolio in line with the targets set by the Management by offering quality service and selling products that fit the particular clients’ needs.
• Accordingly answer clients’ questions and complaints related to Advans LFMFB products and services.
• Participate in the promotion of Advans LFMFB products and services by informing prospects as well as clients.
• Identify clients’ needs and propose new products/services to management.

Field Cash Collection activities:

• Organize an efficient daily collection schedule with clients in the portfolio.
• Collect clients’ deposits, and transfer the money collected directly into clients’ accounts via the BankOne technical application on the phone.
• Ensure all cash transactions are done according to Advans LFMFB policies and procedures.
• Respect AML/KYC policies by identifying all the clients and reporting any suspicious transaction.
• Strictly adhere to the MIS requirements when registering all cash transactions in the MIS system.
• Report any cash shortage or overage to the CSM and Deposit Team Lead
• Encourage clients to make deposits on their Advans account.
• Liaise with Client Officers on clients interested by the Mobile collection service for saving.
• Create new clients and accounts on the field.

Organization and control:

• Cash counts and controls: ensure and control the conformity of transactions with collected cash and monitoring tools.
• Ensure compliance of all operations performed with Advans policies and procedures.
• Share information and best practices with other Mobile Tellers.
• Report all the issues related to the job to the CSM.

Requirements

• Must be an OND / NCE graduate from an accredited polytechnic or College of Education
• Must have completed his/her industrial training.

go to method of application »

Main Responsibilities
Manage a portfolio of clients:

• Build a portfolio of clients by:
• Proposing the service to existing Advans clients
• Prospecting potential clients at their business places and following up through regular contact with prospects
• Monitor the deposits of the clients under supervision.
• Grow the individual deposit portfolio in line with the targets set by the Management by offering quality service and selling products that fit the particular clients’ needs.
• Accordingly answer clients’ questions and complaints related to Advans LFMFB products and services.
• Participate in the promotion of Advans LFMFB products and services by informing prospects as well as clients.
• Identify clients’ needs and propose new products/services to management.

Field Cash Collection activities:

• Organize an efficient daily collection schedule with clients in the portfolio.
• Collect clients’ deposits, and transfer the money collected directly into clients’ accounts via the BankOne technical application on the phone.
• Ensure all cash transactions are done according to Advans LFMFB policies and procedures.
• Respect AML/KYC policies by identifying all the clients and reporting any suspicious transaction.
• Strictly adhere to the MIS requirements when registering all cash transactions in the MIS system.
• Report any cash shortage or overage to the CSM and Deposit Team Lead
• Encourage clients to make deposits on their Advans account.
• Liaise with Client Officers on clients interested by the Mobile collection service for saving.
• Create new clients and accounts on the field.

Organization and control:

• Cash counts and controls: ensure and control the conformity of transactions with collected cash and monitoring tools.
• Ensure compliance of all operations performed with Advans policies and procedures.
• Share information and best practices with other Mobile Tellers.
• Report all the issues related to the job to the CSM

Requirements

• Must be an OND / NCE graduate from an accredited polytechnic or College of Education
• Must have completed his/her industrial training.

go to method of application »

Job Description

• The Client Officer is responsible for processing the loans, monitoring the loan portfolio and developing the Advans La Fayette MFB loan clientele.
• He/she will also be responsible for developing the savings and deposits portfolio for the target groups.  
• The Client Officer will spend more than 70% of the time on the field by performing visits to clients in commercial areas.    

Requirements

• Bachelor's Degree or Higher National Diploma in any discipline from accredited polytechnic or University with NYSC discharge certificate or NYSC Exclusion Letter.
• Good relationship and communication skills with strong team spirit  
• Strong analytical skills  
• Good computer skills  
• Real motivation to work and grow in a performance based environment
• Taste for fieldwork  

Additional Knowledge / Skill Required:

• Practical knowledge of micro / small / medium businesses  
• Knowledge of microfinance bank sector is an advantage
• Good writing skills  
• Knowledge of the major local languages

go to method of application »

Job Description

• The Client Officer is responsible for processing the loans, monitoring the loan portfolio and developing the Advans La Fayette MFB loan clientele.
• He/she will also be responsible for developing the savings and deposits portfolio for the target groups. 
• The Client Officer will spend more than 70% of the time on the field by performing visits to clients in commercial areas.    

Requirements

• Bachelor's Degree or Higher National Diploma in any discipline from accredited polytechnic or University with NYSC discharge certificate or NYSC Exclusion Letter.
• Good relationship and communication skills with strong team spirit  
• Strong analytical skills  
• Good computer skills  
• Real motivation to work and grow in a performance based environment
• Taste for fieldwork  

Additional Knowledge / Skills Required:

• Practical knowledge of micro / small / medium businesses  
• Knowledge of microfinance bank sector is an advantage
• Good writing skills  
• Knowledge of the major local languages

go to method of application »

Job Description
The Back-Office Officer is responsible for the daily Back Office operational task including:

• Core Banking Application postings
• Financial services & means of payment postings and follow up
• Improvement of operational procedures
• Reporting.
• Collation and documentation of cheque book orders as per branches requests
• Coordination with vendor for printing of chequebooks on weekly basis
• Follow up of cheque book orders, in coordination with branches and vendors.
• Control and dispatching of cheque books to branches through Logistics Department.
• Ensure smooth and timely conveyance of cheques to the correspondent bank
• Follow up with Finance Department for payment confirmation or return
• Monthly reconciliation of outward clearing cheque transactions
• Collation and documentation of ATM card orders as per branches requests
• Coordination with partner for customization of ATM cards on a daily basis
• Daily resolution of ATM cash dispense error.
• Investigate based on Finance department’s unreconciled items.
• Monitor on weekly basis, insurance related data
• Remit correct premium to partner on a weekly basis
• Posting of death claim in Orbit as paid by the partner
• Receives and archives in the Unit folder data quality checks on daily/weekly basis
• Performs corrections as per WINs
• Coordinates with concerns departs & branches for corrections.

Person Specification

• Candidates should possess a B.Sc. / HND in any discipline.
• Applicant must have a minimum of two (2) years of work experience as an operations officer preferably in a finance institution

Skills:  

• Must be highly proficient in Excel.
• Good communication skills.
• Must have knowledge about all pol_pro_guide.
• Good customer service skills.

Personal Traits:

• Meticulous, open-minded, autonomous, and fast learner.