Jobs at Concept Group

Responsibilities

• Conducts detailed portfolio analysis and reports. Analyses report on loan and lease portfolio to anticipate, identify and mitigate credit risk exposure related to portfolio management activities
• Analyses transactional risk measures including default, correlations and stress losses to enhance concentration risk views.
• Analyses and monitors the company’s lease portfolio.
• Periodically perform default/principal at risk assessment, measuring the impact of guarantors/collaterals and impact of group loan on risk exposure.
• Monitors compliance to credit and risk policies of the company.
• Prepares report on analytics of portfolio performance, emerging trends, areas of opportunity, repossessed lease assets, etc.
• Mitigate credit risk exposure related to portfolio management activities.
• Prepare report on probability of default using available data.
• Propose evolutions in the policy, process, collaterals etc. related to the risk identified.
• Make recommendations for process improvement, addressing gaps and areas for additional or improved reporting and data.

Requirements

• B.Sc., M.Sc. in Economics, Finance or any related field
• Minimum of 4-5 years working in a similar field, with cognitive experience as a Portfolio Risk Analyst.
• Ability to review, analyze and report credit and risk activities and
• Ability to handle and work efficiently with Microsoft Office Suite, Google Suite, and other statistical and analytical software
• Ability to present and communicate analysis and recommendations
• Knowledge of all practices and procedures involved in credit and risk management.
• Ability to understand business trends, situations, practices, procedures, and models
• Ability to measure financial data to evaluate financial performance and position

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Job Description

• Translate the strategic direction and business objectives into holistic change management strategies.
• Articulate the company’s mission in a clear and concise way that can speak to customers and employees at all levels. Create actionable goals that make it possible to turn that mission into tangible results.
• Assess the company’s many different projects from the products down to the daily administrative activities to make sure they align with the company’s goals.
• Analyze the success of products, projects, and activities.
• Manage the economic and financial viability of the company by using management strategies, financial accounting, human resource planning, customer relations, and implementation of new technologies.
• Discover ways to increase revenue by eliminating wasteful practices and expediting product delivery.
• Lead and support management in the application and implementation of new policies and procedures.
• Develop new business opportunities by leveraging contacts, pursuing new product development, and improving project efficiency.
• Assess trends and technology that hinder/boost the transformation, identify processes that need to be changed, and re-design processes that support transformation.
• Drive fundamental changes in the value proposition/way services are delivered and the market served.
• Strike the right balance between carrot and stick, between short-term improvement and long-term value, and between making sure line managers themselves take responsibility for change and personally ensuring they deliver results quickly and with suitably high ambition.
• Lead multiple projects and support project managers in the design and implementation phases. Confirms deliverables, resource needs, and work plans on new assignments.
• Ensure operational transparency & governance, strategy integration, and streamlined customer processes.
• Effectively mitigate risks and resolve complex challenges.
• Develop the Business model design and Business architecture.
• Foster a culture of TCG Values.
• Achieve profitable growth and deliver on TCG's growth, sales strategy, and targets including new and existing accounts.

Job Requirements

• Minimum education level - First degree in any discipline from a reputable academic institution,
• Masters of Business Administration is recommended. Professional membership will be an added advantage. At least 4years’ experience in complex business processes, corporate governance, management consulting, financial decision making.