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  • Posted: Feb 5, 2025
    Deadline: Not specified
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  • We empower individuals with access to credit, simple payments solutions, high-yield investment opportunities and easy-to-use tools for personal financial management. Carbon is headquartered in Lagos, Nigeria. We are a global company of over 90 employees with operations in Nigeria, Ghana and Kenya
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    Accountant

    About the Role

    • We are a dynamic financial institution at the forefront of fintech innovation, committed to delivering exceptional financial services.
    • Our operations leverage cutting-edge technology and industry expertise to meet the evolving needs of our clients. We are seeking an experienced and detail-oriented Accountant to join our team.

    Responsibilities

    • Financial Reporting and Analysis: Prepare accurate financial statements, balance sheets, income statements, and other financial reports. Analyze financial data to identify trends, discrepancies, and opportunities for improvement.
    • Transaction Reconciliation: Manage daily reconciliations for platforms such as NIBSS, MIFOS, and other payment systems, ensuring accuracy and timely resolution of discrepancies.
    • Budget Management: Assist in the preparation and monitoring of budgets, providing variance analysis and actionable insights to stakeholders.
    • System Integration and Tools: Utilize tools such as Retool, Confluence, NIBSS, and MIFOS for process optimization, reporting, and data management.
    • Compliance and Auditing: Ensure compliance with financial regulations, standards, and internal policies. Support audit processes by providing necessary documentation and reports.
    • Process Improvement: Identify opportunities for process optimization and automation, leveraging tools like Retool and Confluence.
    • Collaboration: Work closely with cross-functional teams, including operations, technology, and risk, to align financial processes with organizational goals.

    Requirements

    • Bachelor’s Degree in Accounting or a related field
    • Experience in reconciling payment transactions on the NIBSS platform, Paystack, Interswitch, and debit cards - Visa/MC, etc
    • Strong analytical skills, including background in investigating financial data anomalies and identifying root causes
    • Knowledge of payment systems, settlement processes, and financial reporting frameworks.
    • Experience with core banking systems like Mifos is a plus
    • Excellent analytical, problem-solving, and organizational skills.
    • Professional certifications such as ACA, ACCA, or CPA are a plus.

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    Business Development Officer - SME (Loans)

    About the Role

    • We are seeking an experienced Business Development professional with a background in SME banking/lending and a proven track record of deal flow particularly in the retail and healthcare sectors for a contract position.
    • The successful candidate will be primarily responsible for identifying new business opportunities and loans, building relationships, and driving growth for Carbon Business.

    Responsibilities

    • Identify and pursue new business opportunities in the SME sector, particularly in retail and healthcare
    • Develop and maintain relationships with potential clients, including SME owners, entrepreneurs, and business professionals.
    • Develop and maintain a strong pipeline of deals, meeting monthly and quarterly targets
    • Conduct preliminary credit investigations to analyze applicants’ willingness and repayment capacity to determine the feasibility of granting loans.
    • Initiate and partner with reputable organizations to facilitate lending to their customers.
    • Collaborate with internal stakeholders, including credit analysts and loan officers, to assess the creditworthiness of potential borrowers and structure loan proposals.
    • Monitor and manage existing loan portfolios to ensure timely repayment and mitigate credit risk.
    • Meet or exceed sales targets and contribute to the overall growth and profitability of Carbon Business.
    • Prepare and submit regular reports on business development activities, pipeline status, and performanceMetrics.

    Requirements

    • Minimum of a Higher National Diploma (HND) in a related field (e.g., finance, business, economics)
    • Minimum of 3 years of work experience in SME banking/lending, underwriting, sales, or business development within the financial services industry.
    • Proven track record of successfully sourcing and closing business loans, particularly in the retail and healthcare sectors.
    • Ability to work independently and as part of a team in a fast-paced, dynamic environment as well as meet deadlines
    • Strong analytical skills and attention to detail.

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    People Innovation Lead

    The Role

    • We're looking for someone to reimagine how we attract, develop, and engage talent at Carbon.
    • You'll use technology and data to create amazing experiences for both candidates and employees.

    What You'll Do
    uild Better Ways to:

    • Find and attract great talent using AI and automation
    • Help our people grow through personalized learning
    • Track and improve performance through data
    • Keep our team engaged and excited about Carbon

    Use Cool Tech to:

    • Automate repetitive HR tasks
    • Create data dashboards that tell meaningful stories
    • Build tools that make managers' lives easier
    • Design engaging employee experiences

    Work With People to:

    • Understand what they need to succeed
    • Create solutions that actually work
    • Make HR processes simple and effective
    • Build a strong company culture

    What You'll Need

    • Experience in HR/People Operations (4+ years)
    • Love for technology and automation
    • Eye for making complex things simple
    • Track record of creative problem-solving
    • Passion for building great teams

    Why You'll Love It

    • Shape the future of HR in African banking
    • Work with cutting-edge tech
    • Join a team that values bold thinking
    • Make a real impact on people's lives
    • Learn and grow every day

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    Senior Android Developer

    Responsibilities

    • Drive the direction of the mobile applications in the company to deliver robust, secure, and efficient experiences to make our customers happy.
    • Design, develop, and improve our Android applications across all popular devices.
    • Produce technical designs and lead developers during development.
    • Build up best practices around Android development, code reviews, and training.
    • Work with the Quality Assurance team to troubleshoot and resolve issues.

    Requirements

    • BSc / MSc Degree in Computer Science, Engineering, or a related subject
    • At least 4 years of  software development experience and Android skills development
    • Experience building native apps in Android using Java (mandatory) and Kotlin
    • Demonstrate strong analytical and problem-solving skills.
    • Must have published at least one original Android app to the Play Store
    • Experience with Android and Firebase SDKs
    • Experience working with remote data via REST and JSON
    • Working knowledge of the general mobile landscape, architectures, trends, and emerging technologies
    • Solid understanding of the full mobile development life cycle.
    • Sound knowledge of Android components (Content providers, Broadcast receivers, services, activities, fragments, UI layouts, Intents ..)
    • Fast-paced and able to work to deadlines.

    The following are optional but will enhance your chances of being selected:

    • Knowledge of at least one backend programming language
    • Ability to work with UX prototyping tools like Figma, Adobe XD, InvisionApp, etc
    • Knowledge of GIT
    • Test Driven Development, Continuous Integration, and/or other automated testing skills.
    • Overall software development experience of 5+ years
    • Agile Development experience.
    • Prior experience working with financial applications.

    Benefits

    • A great and upbeat work environment populated by a multinational team.
    • Health Insurance
    • Life Insurance
    • Career Development & Growth.

    Method of Application

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