Job Openings at Ultraviolet Microfinance Bank

Responsibilities
Credit Risk Management Strategy:

• Develop and implement a comprehensive credit risk management strategy aligned with the bank's overall business objectives.
• Establish clear credit policies and procedures for loan origination,underwriting, and collection.
• Conduct regular credit risk assessments tidentify and mitigatepotential risks.
• Develop and monitor key credit risk metrics and reporting tools.

Loan Origination and Underwriting:

• Oversee the loan origination process, ensuring adherence to credit policies and procedures.
• Lead the loan underwriting team in assessing the creditworthiness ofloan applicants.
• Implement effective loan structuring and pricing strategies.

Loan Collection and Portfolio Management:

• Develop and implement strategies for effective loan collection and delinquency management.
• Oversee the loan portfolio and ensure its quality and profitability.
• Minimize non-performing loansand manage loan restructuring when necessary.

Compliance and Regulatory Reporting:

• Ensure compliance with all relevant credit risk management regulations and reporting requirements.
• Maintain strong relationships with regulatory authorities.

Team Leadership and Development:

• Lead and manage the credit department, fostering a high-performing and professional team.
• Provide coaching and mentoring tstaff for continuous improvement.

Requirements

• Minimum of 3 years of experience in a senior credit risk management role,
• preferably in a microfinance or financial services industry.
• MCIB (Member of the Chartered Institute of Bankers) certification or equivalent professional qualification is an added advantage.
• Proven track record of developing and implementing successful credit risk management strategies.
• Strong understanding of microfinance credit risk principles and practices.
• In-depth knowledge of BankOne Solution or similar software.
• Excellent analytical and problem-solving skills.
• Strong communication, interpersonal, and leadership skills.
• Ability twork independently and as part of a team.

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Responsibilities

• Develop and implement the bank's IT strategy in alignment with organizational objectives.
• Identify emerging technologies and trends to drive innovation and competitiveness.
• Create and manage the IT budget, ensuring cost-effectiveness.
• Oversee the design, implementation, and maintenance of the bank's IT infrastructure.
• Ensure the availability, reliability, and security of network systems, servers, and hardware.
• Manage relationships with third-party IT service providers and vendors.
• Implement robust cybersecurity measures to safeguard customer data and sensitive information.
• Ensure compliance with relevant regulations and industry standards (e.g., data protection, PCI DSS, etc.).
• Conduct regular security assessments and audits.
• Supervise the deployment and maintenance of software applications used across the bank.
• Collaborate with departments to identify software needs and enhancements.
• Manage software licenses and updates.
• Provide technical support to bank employees, resolving IT-related issues promptly.
• Establish and manage an efficient IT helpdesk system.
• Monitor and report on IT service performance.

Requirements

• Bachelor's degree in Information Technology, Computer Science, or a related field (Master's degree preferred).
• Relevant IT certifications (e.g., ITIL, CISSP, CISM, etc.) are advantageous.
• Minimum of 3 years of progressive IT leadership experience in the banking or financial services industry.
• Proven track record in managing IT teams and projects.
• Strong knowledge of IT infrastructure, networking and systems administration. o Proficiency in cybersecurity, data protection, and compliance.
• Experience with core banking systems and financial software is a plus.

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Responsibilities
Recruitment and Onboarding:

• Develop and implement recruitment strategies to attract qualified candidates.
• Screen resumes, conduct interviews, and recommend top candidates for hiring.
• Manage the onboarding process for new employees, ensuring a smooth transition into the company.
• Maintain and update the company's applicant tracking system (ATS).

Employee Relations and Engagement:

• Provide guidance and support to employees on HR policies, procedures, and benefits.
• Facilitate effective communication between employees and management.
• Handle employee relations issues such as grievances and disciplinary actions.
• Organize and participate in employee engagement initiatives.

Benefits Administration:

• Oversee the administration of employee benefits programs (health insurance, paid time off, etc.).
• Ensure compliance with relevant regulations and policies related to employee benefits.
• Provide accurate and timely information to employees about their benefits.

Performance Management:

• Assist with the development and implementation of performance management processes.
• Coordinate performance reviews and provide support to managers.
• Maintain employee performance records.
• Maintain accurate and up-to-date employee records.
• Process payroll and other employee payments.
• Assist with the development and implementation of HR policies and procedures.
• Stay up-to-date on HR laws and regulations.

Requirements

• Bachelor's Degree in Human Resources Management / Business
• Administration, or a related field.
• Minimum of 3 years of experience in a Human Resources role. Experience working in a microfinance or financial services industry is an added advantage.
• Strong understanding of HR principles and practices. Knowledge of HR information systems (HRIS) is an added advantage.
• Excellent communication, interpersonal, and organizational skills.
• Proficient in MS Office Suite (Word, Excel, PowerPoint).
• Ability to work independently and as part of a team.
• Strong attention to detail and accuracy.
• Ability to prioritize and manage multiple tasks effectively.
• A passion for contributing to a positive and supportive work environment.

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Job Description

• As the Head of Operations at our Bank, you will be responsible for overseeing the day-to-day activities and processes that drive the efficient and effective functioning of the bank's operations.
• Reporting directly to the Chief Executive Officer (CEO) , you will play a key role in optimizing operational performance, enhancing customer experience, and ensuring compliance with regulatory requirements.
• Your leadership will be instrumental in supporting the bank's mission of financial inclusion and sustainable growth.

Responsibilities

• Develop and execute strategic plans to achieve operational excellence, optimizeprocesses, and improve overall efficiency and productivity.
• Identify areas for process improvement, automation, and digitization toenhance operational capabilities.
• Ensure compliance with relevant regulations, policies, and procedures relatedto microfinance operations, risk management, and customer data privacy.
• Collaborate with the risk and compliance teams to address operational risks andimplement appropriate control measures.
• Champion a customer-centric culture within the bank, ensuring a high standardof service to clients and efficient complaint resolution processes.
• Develop and implement strategies to improve customer satisfaction andretention.
• Evaluate and implement digital solutions and technologies that enhanceoperational efficiency and customer experience.
• Stay updated on industry trends and best practices in microfinance operationsand technology.
• Prepare regular reports on operational performance, key metrics, and KPIs forpresentation to senior management and the board of directors.

Job Requirements

• Bachelor's Degree in Business Administration, Finance, or a related field.Additional relevant certifications (MCIB) is a plus.
• Proven experience (3 years) in operations management within the banking ormicrofinance sector, with experience in a managerial or leadership role.
• Strong understanding of microfinance industry regulations, operational bestpractices, and risk management principles.
• Demonstrated ability to lead and manage teams, fostering collaboration andachieving operational objectives.
• Excellent problem-solving, decision-making, and project management skills. ,
• Proficiency in using operational software and technology solutions.
• Knowledge of bankone application.
• Strong communication and interpersonal skills to work effectively with variousstakeholders.

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Job Description

• As the Financial Control Officer at our Microfinance Bank, you will play a pivotal role in ensuring the institution's financial stability
• Your primary responsibility will be to oversee and manage the financial control function, implementing robust systems, and processes to maintain the accuracy and integrity of financial data.
• Reporting directly to the Chief Executive Officer (CEO), you will be an essential member of the senior management team, contributing to strategic decision making and driving the financial success of the bank.

Responsibilities

• Manage all finance and accounting operations.
• Prepare accurate and timely financial reports, including balance sheets, income statements, and cash flow statements, in compliance with regulatory requirements and accounting standards.
• Conduct in-depth financial analysis to identify trends, risks, and opportunities for improvement and provide insightful recommendations to senior management.
• Coordinate with internal and external auditors to facilitate smooth and efficient audit processes.
• Address audit findings and recommendations and implement appropriate action plans to enhance financial controls and processes.
• Identify financial risks faced by the bank and work with other stakeholders to develop risk mitigation strategies.
• Monitor risk indicators and report on potential risks to senior management and the board.
• Collaborate with other department heads to present financial reports, analysis,and recommendations to the board of directors and senior management team.

Job Requirements

• Bachelor's Degree in Finance, Accounting, Business Administration, or a related field. Professional certification (e.g., ICAN, ACCA) is an added advantage
• Proven experience (minimum of 3 years) in financial control, auditing, or accounting within the banking or financial services sector.
• Strong knowledge of microfinance industry regulations and financial reporting standards with experience in creating financial statements and general ledger functions.
• Demonstrated ability to lead a team, manage multiple priorities, and meet deadlines effectively.
• Analytical mindset with excellent problem-solving skills and attention to detail.
• Proficiency in financial software and bankone application.
• Excellent communication and interpersonal skills to collaborate effectively with various stakeholders.