Job at the Concept Group

Description
What this role is about (In simple terms)

• You help the company decide the right prices.
  • You look at:
  • What competitors are charging
  • Market trends
  • How pricing affects revenue and profit
• Then you share clear insights that help the business stay competitive and profitable.
• This is an analysis and strategy support role, not sales.

What you’ll do

• Track competitor prices and market trends
• Maintain and update pricing data
• Analyze pricing performance and margins
• Support pricing updates and simulations
• Work with Sales, Finance, Product, and Operations teams
• Prepare simple pricing reports for management
• Ensure pricing data is accurate and compliant.

Education & Experience

• Bachelor’s degree in Business, Economics, Finance, Marketing, Statistics, or related fields
• 2 - 4 years in pricing, data analysis, market research, or similar roles
• Experience with Excel, Power BI, or similar tools
• Certifications in data analytics or pricing are a plus.

Skills that matter:

• Strong Excel and data analysis skills
• Ability to spot trends and patterns
• Clear communication (explain numbers simply)
• Attention to detail
• Comfortable working across teams

Transferable roles that fit
You should apply if you’ve worked as a:

• Business Analyst
• Data Analyst
• Market Research Analyst
• Commercial Analyst
• Revenue or Finance Analyst
• Sales Operations or Strategy Analyst

Transferable skills that align:

• Data analysis and reporting
• Competitor or market research
• Financial or commercial analysis
• Cross-functional collaboration.

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Role Summary

• We’re looking for a Portfolio Risk Analyst who combines strong data analysis skills with hands-on portfolio and credit risk experience.
• You’ll monitor, analyze, and improve our loan and lease portfolios, identify credit risks, track trends, strengthen collections, and deliver clear, data-backed insights that drive smarter decisions and reduce losses.

Key Responsibilities

• Analyze loan and lease portfolios using data-driven methods to identify risk, trends, and opportunities.
• Monitor key credit risk metrics (PD, LGD, EAD) and recommend portfolio adjustments.
• Track defaults, concentration risk, and stress losses to inform risk strategies.
• Build, maintain, and deliver high-quality dashboards and reports for management.
• Ensure compliance with credit and risk policies.
• Collaborate with and oversee collections teams to optimize debt recovery processes.
• Provide actionable insights that improve credit quality, portfolio performance, and decision-making.
• Train team members on emerging risk trends, data tools, and best practices.

Key Requirements

• Bachelor’s degree in Finance, Accounting, Economics, Data Science, or a related field.
• 5+ years experience in portfolio risk, credit risk, or collections, with strong data analysis background.
• Expertise in credit risk management, portfolio analytics, and loan performance monitoring.
• Advanced Excel skills; experience with data visualization tools (Power BI, Tableau) is a plus.
• Proven ability to combine analytical insights with practical risk management actions.
• Experience supervising or collaborating closely with collections teams.
• Strong analytical thinking, problem-solving, communication, and decision-making skills.

Core Skills:

• Risk Management
• Portfolio Management
• Credit Risk Analysis
• Data Analysis / Reporting
• Collections & Debt Recovery

What Success Looks Like:

• Portfolio risk exposure reduced and performance improved.
• Accurate, timely, and actionable data-driven risk reports.
• Optimized collections outcomes and stronger compliance.
• Insights that management can confidently act on to improve credit quality.