Jobs Career Advice Signup

Send this job to a friend


Did you notice an error or suspect this job is scam? Tell us.

  • Posted: May 20, 2022
    Deadline: Jun 3, 2022
  • ADDOSSER MICRO FINANCE BANK limited was conceived to provide Banking Services to small and medium scale entrepreneurs that have little or no assistance from the conventional banks. The targeted customers include the petty traders, small shop owners, trade associations, artisans, taxi drivers, market men & women, low level civil servants, tailors, barb...
    Read more about this company


    Information Technology Officer


    • Business Process optimization
    • Systems & Solutions design implementation
    • Assist in technical deployment of information management solutions
    • Build Business Logic of Software
    • Design, Test, and Develop Solutions to Meet User Needs
    • Users Support on Software and Hardware Issues.

    Relevant Skills, Qualifications, Attributes & Experience

    • OND in Computer Science or any other relevant course of study.
    • 2 - 5 years of work experience.
    • Excellent Analytical Skills.
    • Must be computer literate.
    • Excellent communication, reporting skills.
    • Applicants must not be more than 25 years.

    go to method of application »

    Senior Audit Officer

    Job Description

    • Proper knowledge of the bank’s policies, processes and procedures.
    • Carries out periodic value added and risk based audits in all the departments and branches at least once a year to ensure strict adherence to the bank’s Internal Policies and Procedures
    • Carry out physical verification of assets and reconciles with records maintained in the bank.
    • Ensure prevention and early detection of fraud.
    • Carry out holistic investigation on frauds and irregularities detected.
    • Timely visit & Quality Report of snap checks carried out on at least 30-50 customers/Outlets.
    • Carry out effective and error Free Call Over.
    • Produce timely audit reports to the Head, Internal Audit
    • Carry out daily call-over postings and reconciliations
    • Confirm all fees and commissions paid and earned so as to identify outstanding (if any).
    • Comply with relevant accounting standards.
    • Confirms IT back up, both on-sight and off-sight and reviews backup register.
    • Verifies asset existence / reviews Asset Register.

    Relevant Skills, Qualification, Attributes & Experience

    • HND / University Degree in Banking & Finance or Accounting
    • Student Member of Professional body e.g. ACCA, ICAN , ANAN
    • Minimum of 6 years experience in financial services
    • Knowledge of the banking regulations and laws
    • Proficiency in Computer Applications Excel /Microsoft Office/Banking Application
    • Good written and oral communication
    • Highly attentive to detail with excellent organizational and documentation skills
    • Proven analytical skills and problem solving ability paired with meticulous attention to detail
    • Desire to work in a fast-paced environment, consistently adhering to deadlines and evolving priorities.
    • Candidate must be between 24 years - 33 years of age (age should be clearly stated on cv)
    • Detail-oriented and strong planning and organizing skills
    • Unquestionable integrity and high level of commitment
    • Cognate experience in a microfinance bank
    • Knowledge of control and risk self-assessment facilitation techniques.
    • Knowledge of the environment, regulations, and laws.
    • Familiarity with the common indicators of fraud.

    go to method of application »

    Head, Credit Risk Management Unit

    Duties and Responsibilities

    • Carry out periodic reviews of the bank's risk assets and provide data, analytics and insights on macro and micro economic variables and the implications on the risk assets creation and management for the bank.
    • Analysis and appraisal of customers’ credit requests in accordance with approved policies and procedures to ensure that credit exposures are created subject to stipulated guidelines (fulfilling conditions for disbursement or deferrals obtained)
    • Responsible for providing support, direction, credit Information and loan policies and procedures to ensure the overall quality of the Bank’s lending portfolio.
    • Monitor the strict adherence to credit related regulations (Single obligor limits, aggregate large exposures etc.)
    • Ensure timely review and approval/disapproval of credit requests.
    • Perform reviews for renewals/assessment of existing facilities performance and other credit related requests.
    • Assist the bank in identifying all identified risks that the bank is exposed to and proffer mitigates to same.
    • Preparation and rendition of all credit risk reports (unit’s weekly and monthly reports, credit exposures, performing and default loans etc.) especially for CBN returns.
    • Ensures proper documentation of individual exposure by adhering to set documentation standards and procedures.
    • Calculating the Allowance for Loan and Lease Loss Reserve (AILL) and making recommendations to executive management and the Board of Directors for monthly allocations to the Loan Loss Reserve.
    • Ensure adequate loan provisioning is done on the bank’s loan portfolio in line with prudential guidelines.
    • Reviews all loans prior to submission to management credit committee for approval.
    • Provide necessary reports to financiers and regulatory bodies as regards the credit portfolio.
    • Supervise in all loan verification exercises.


    • A First Degree in Economics, Finance or any other discipline, Master’s Degree is an added advantage.
    • Minimum of 7 years banking experience with at least 3 years in a senior management role in Microfinance Bank.
    • Must have completed the CIBN MCP programme.

    Knowledge, Skills & Experience:

    • Data Analytics and Effective communication
    • Credit Products, Credit Analysis and Appraisal,
    • Credit Workout/Restructuring,
    • Sound industry knowledge
    • Financial analysis / interpretation knowledge,
    • People Management, Integrity and Discretion.

    Method of Application

    Interested and qualified candidates should send their CV to: using the Job Title as the subject of the mail.

    Be found by employers. Sign up and complete your profile.

  • Apply Now
  • Send your application

    View All Vacancies at Addosser Microfinance Bank Back To Home
BetBonanza banner

Subscribe to Job Alert


Join our happy subscribers

Send your application through

GmailGmail YahoomailYahoomail