Current Jobs Opening at Flutterwave

The Role: 

Flutterwave is looking for an Associate, Buyer Risk Strategist, who will play a crucial role in supporting the development and implementation of risk management strategies related to buyer transactions. You will be responsible for monitoring transactions, analyzing data, and assisting in the execution of risk mitigation initiatives.

Responsibilities include but are not limited to:

• Monitor buyer transactions and identify any unusual patterns or anomalies that may indicate potential risks.
• Collaborate with the team to investigate and analyze flagged transactions and take appropriate actions.
• Conduct data analysis to identify trends and insights related to buyer behavior and transaction patterns.
• Support the implementation of risk mitigation strategies to ensure the security and integrity of buyer transactions.
• Work closely with cross-functional teams, including finance, legal, and technology, to ensure effective risk management practices.
• Maintain accurate documentation of risk assessment processes, findings, and actions taken.
• Contribute to the creation of training materials and documentation for internal teams.
• Collaborate with external partners and vendors to enhance the efficiency of risk monitoring systems.

Required competency and skillset to be a waver:

• Bachelor's degree in Finance, Business, or a related field.
• Minimum 4+ years’ working experience in risk management, fraud prevention, or a related field is a plus.
• Strong analytical and problem-solving skills with the ability to connect seemingly unrelated sets of data.
• Ability to think strategically and anticipate user needs.
• Hands-on, intermediate level experience in SQL or a similar language.
• Excellent attention to detail and the ability to simplify complex concepts.
• Ability to troubleshoot operational issues and ensure smooth execution of risk management processes.
• Proven ability to write comprehensive Business Requirements Documents (BRDs).
• Comfortable with an optimization mindset and the ability to balance risks with positive measures.
• Effective communication and interpersonal skills with a demonstrated ability to collaborate cross-functionally

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The Role:

We are seeking a highly skilled and motivated Analyst to join our Treasury Assurance team at Flutterwave. The ideal candidate will play a crucial role in ensuring the accuracy, efficiency, and compliance of our treasury operations and have a strong background in treasury management, risk assessment, and financial analysis.

Responsibilities include but are not limited to;

Treasury Operations Oversight:

• Manage day-to-day treasury operations, including cash management, liquidity forecasting, and fund disbursement processes.
• Implement and maintain treasury policies and procedures to ensure compliance with internal controls and regulatory requirements.

Financial Analysis:

• Conduct thorough financial analysis to identify potential risks and opportunities in treasury activities.
• Develop and maintain financial models to support decision-making processes related to liquidity management and investment strategies.

Risk Management:

• Identify, assess, and mitigate risks associated with treasury operations.
• Monitor market trends and provide recommendations to optimize the company's risk exposure.

Compliance and Reporting:

• Ensure compliance with local and international regulations related to treasury operations.
• Prepare accurate and timely reports for internal and external stakeholders.

Collaboration:

• Collaborate with cross-functional teams, including finance, accounting, and legal, to ensure alignment of treasury activities with overall business objectives.
• Build strong relationships with financial institutions and other partners.

Required competency and skillset to be a waver;

• Bachelor's degree in Finance, Accounting, or a related field (Master's degree or professional certifications (e.g., CTP, CFA) is a plus)
• Minimum of 2 years working experience in treasury management, financial analysis, or a related field.
• Strong understanding of financial markets, risk management, and compliance requirements.
• Proficiency in financial modeling and analysis tools.
• Excellent communication and interpersonal skills.
• Ability to work independently and collaboratively in a fast-pace

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The Role:

Flutterwave is seeking a highly skilled Associate, Commercial Risk to join our dynamic Risk team. The ideal candidate will play a critical role in assessing and mitigating potential risks associated with commercial activities. This role requires a keen understanding of financial markets, risk management principles, and a proactive approach to identifying and addressing potential threats to the company's commercial operations.

Responsibilities include but are not limited to:

• Conduct thorough risk assessments on prospective and existing commercial partners, evaluating their financial stability, creditworthiness, and compliance with regulatory requirements.
• Monitor and analyze transactional data to identify patterns or anomalies indicative of potential risk exposure.
• Collaborate with internal teams, including legal, compliance, and finance, to develop risk mitigation strategies and ensure adherence to regulatory guidelines.
• Stay updated on industry trends, regulatory changes, and emerging risks that may impact Flutterwave's commercial activities.
• Assist in the development and implementation of risk management policies, procedures, and controls to enhance the company's risk management framework.
• Provide regular reports and updates to senior management on key risk metrics, trends, and mitigation efforts.
• Participate in cross-functional projects and initiatives aimed at optimizing commercial processes and minimizing risk exposure.
• Act as a subject matter expert on commercial risk management, providing guidance and training to internal stakeholders as needed.
• Foster a culture of risk awareness and accountability across the organization, promoting best practices and continuous improvement in risk management processes.

Required competency and skillset to be a waver:

• Bachelor's degree in Finance, Economics, Business Administration, or a related field. Advanced degree or professional certifications (e.g., FRM, CFA) preferred.
• Minimum of 4 years of experience in commercial risk management, financial analysis, or related fields within the banking, fintech, or payments industry.
• Strong analytical skills with the ability to interpret complex data and identify key risk factors.
• Solid understanding of financial markets, credit risk assessment methodologies, and regulatory compliance requirements.
• Excellent communication and interpersonal skills, with the ability to effectively collaborate with cross-functional teams and communicate complex concepts to non-technical stakeholders.
• Proactive mindset with the ability to work independently, prioritize tasks, and meet deadlines in a fast-paced environment.
• Proficiency in risk management software, data analysis tools, and Microsoft Office Suite.
• Integrity, professionalism, and a commitment to upholding ethical standards in all aspects of work.

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The Role: 

Flutterwave is seeking a highly skilled and experienced Associate, Enterprise Risk Management to join our dynamic team. As a leading player in the financial technology sector, we are dedicated to revolutionizing the industry through innovative solutions and cutting-edge technology. The Associate will play a crucial role in identifying, assessing, and mitigating risks across our enterprise to ensure the stability and security of our operations. The successful candidate will collaborate with cross-functional teams to implement and enhance risk management frameworks, ensuring compliance with regulatory requirements and industry best practices.

Responsibilities include but are not limited to:

• Conduct comprehensive risk assessments to identify potential risks and vulnerabilities within the organization's operations, systems, and processes.
• Work closely with business units to understand processes and identify areas of risk exposure.
• Utilize industry knowledge to stay informed about emerging risks and assess their potential impact on the organization and provide proactive recommendations to senior management to address these risks.
• Assist in development and implementation of risk management strategies, policies, and procedures to mitigate identified risks and enhance the overall risk posture of the organization.
• Collaborate with cross-functional teams to integrate risk management considerations into business processes, product development, and strategic decision-making.
• Conduct regular risk assessments of third-party vendors and partners to ensure compliance with regulatory requirements and contractual obligations.
• Prepare and present risk reports and updates to senior management and relevant stakeholders, highlighting key risk trends, issues, and remediation efforts.
• Support internal and external audits, regulatory examinations, and compliance reviews by providing relevant documentation and responding to inquiries.
• Build strong relationships with external stakeholders, such as regulatory bodies and industry partners.
• Act as a subject matter expert on enterprise risk management best practices, methodologies, and tools, and provide guidance and mentorship to junior team members.

Required competency and skillset to be a waver:

• Bachelor's degree in Finance, Business, Risk Management or a related field; advanced degree (e.g., MBA, FRM, PRM, CFA) preferred.
• Proven 4+ years’ experience in enterprise risk management, preferably in the fintech industry or financial services sector.
• Strong understanding of financial markets, products, and regulatory requirements relevant to the fintech industry.
• Strong understanding of risk management principles, methodologies, and best practices, with hands-on experience in risk assessment, analysis, and mitigation.
• Proficiency in regulatory requirements and industry standards relevant to fintech, such as GDPR, KYC/AML, and cybersecurity regulations.
• Excellent analytical, problem-solving, and decision-making skills, with the ability to prioritize and manage multiple tasks in a fast-paced environment.
• Effective communication and interpersonal skills, with the ability to collaborate and influence stakeholders at all levels of the organization.
• Proven track record of driving results and implementing risk management initiatives that add tangible value to the business.
• Strong attention to detail and accuracy, with a commitment to maintaining the highest standards of integrity and professionalism.

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The Role: 

Flutterwave is seeking a seasoned Associate, Risk & Compliance Reporting, to join our dynamic team. As a fintech company operating in a rapidly evolving regulatory landscape, ensuring compliance with industry standards and regulations is paramount to our success. The ideal candidate will be responsible for assisting in the development, implementation, and maintenance of risk and compliance reporting processes. This role requires a keen understanding of financial regulations, attention to detail, and the ability to work collaboratively with cross-functional teams. This person should have strong analytical skills, attention to detail, and a proactive approach to identifying and addressing potential risks.

Responsibilities include but are not limited to:

• Assist in the development and maintenance of risk reporting frameworks to track and monitor key risk indicators.
• Collect and analyze data from various sources to identify trends, anomalies, and emerging risks.
• Prepare regular risk reports for management review, highlighting key findings and recommendations. They should also be able to support in conducting regular risk assessments and provide insights into emerging risk trends.
• Support the compliance team in ensuring adherence to relevant regulatory requirements and industry standards.
• Assist in the preparation and submission of compliance reports to regulatory bodies and internal stakeholders.
• Conduct periodic reviews of compliance policies and procedures to ensure alignment with regulatory changes.
• Utilize analytical tools and techniques to conduct in-depth analysis of risk and compliance data.
• Identify areas for process improvement and recommend solutions to enhance efficiency and effectiveness.
• Work with cross-functional teams to validate data accuracy and integrity.
• Maintain accurate and up-to-date documentation of risk and compliance reporting processes and procedures.
• Assist in the development and implementation of training materials and presentations for internal stakeholders.
• Support internal and external audits by providing relevant documentation and information as needed.
• Collaborate with other departments, including legal, finance, and operations, to ensure a coordinated approach to risk and compliance management.
• Communicate effectively with stakeholders to address inquiries and provide timely updates on risk and compliance matters.

Required competency and skillset to be a waver:

• Bachelor's degree in Finance, Business, Accounting, or a related field
• Proven 4+ years’ experience in risk management, compliance reporting, or regulatory affairs within the financial services industry, with a focus on fintech preferred.
• Strong understanding of financial regulations, compliance requirements, and industry best practices.
• Proficiency in data analysis tools and software (e.g., Microsoft Excel, SQL, Tableau).
• Excellent analytical, problem-solving, and critical-thinking skills.
• Strong attention to detail and ability to work effectively in a fast-paced environment.
• Excellent communication and interpersonal skills, with the ability to collaborate effectively with cross-functional teams.

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The Role: 

Flutterwave is seeking highly skilled and experienced We are seeking an ambitious & experienced Associate, Risk Scoring and Decisioning to join our dynamic team. The successful candidate will play a critical role in enhancing our risk management strategies and ensuring the integrity of our decision-making processes. This position requires a deep understanding of risk assessment methodologies, statistical analysis, and data-driven decision-making within the fintech industry. 

The ideal candidate will have a proven track record of developing and implementing risk scoring models, optimizing decisioning systems, and contributing to overall risk management frameworks.

Responsibilities include but are not limited to:

• Assist in developing and refining risk scoring models to assess credit risk, fraud risk, and other relevant risks associated with our products and services.
• Conduct comprehensive analysis of historical data and market trends to identify patterns and insights that inform risk management strategies.
• Collaborate with cross-functional teams, including data scientists, engineers, and product managers, to implement risk scoring models into our decisioning systems.
• Monitor the performance of risk scoring models and decisioning systems, identifying opportunities for improvement and optimization.
• Stay abreast of industry best practices, regulatory requirements, and emerging trends in risk management and decision sciences.
• Build timely and error-free reports and dashboards for various Risk metrics
• Carry out analytics activities at all stages of data analytics life-cycle - understanding business needs, explore and examine data from multiple sources, help build workflows for extraction and cleaning of data, conduct exploratory data analysis
• Provide analytical support and insights to senior management and stakeholders to aid in strategic decision-making processes.
• Develop and maintain documentation related to risk scoring models, methodologies, and decisioning processes.
• Participate in audits and regulatory examinations, ensuring compliance with relevant laws and regulations.

Required competency and skillset to be a waver:

• Bachelor's degree in a quantitative field such as Mathematics, Statistics, Computer Science, Economics, or related discipline; advanced degree preferred.
• Minimum 4+ years of experience in risk management, credit scoring, or related fields within the financial services industry.
• Hands-on experience on PowerBI, DAX, Python, and SQL.
• Critical thinking & problem solving skills – ability to assess situations, verify facts, reason logically to come up with options and propose sound recommendations.
• Experience with machine learning techniques and tools for building predictive models (e.g., logistic regression, decision trees, random forests, gradient boosting).
• Familiarity with risk management frameworks, methodologies, and regulatory requirements (e.g. GDPR).
• Experience developing and implementing risk scoring models, preferably in a fintech or lending environment.
• Knowledge of machine learning techniques and their application to risk management is a plus.
• Excellent analytical skills with the ability to translate complex data into actionable insights.
• Strong communication and collaboration skills with the ability to work effectively in cross-functional teams.
• Detail-oriented with a focus on accuracy and quality of work.
• Familiarity with regulatory requirements and compliance standards in the financial services industry.

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The Role: 

Flutterwave is seeking an experienced and dynamic seeking a highly skilled and experienced Associate, Seller Risk Strategist to join our dynamic team. The ideal candidate will play a critical role in safeguarding our platform against fraudulent activities and ensuring the integrity of our marketplace. Leveraging their expertise in risk assessment and mitigation strategies, they will be responsible for monitoring, analyzing, and mitigating risks associated with sellers on our platform.

Responsibilities include but are not limited to:

• Collaborate with key stakeholders (e.g. Product Managers, Engineering, Compliance, Legal, etc.) to evaluate at which points were bad actors introduced into Flutterwave’s ecosystem and work to develop policies and procedures to remediate those gaps. 
• Assist in the development and implementation of robust risk management strategies to identify, assess, and mitigate seller-related risks.
• Use data driven approaches to developing strategies for identification of underperforming merchants and understanding the root causes of such performance. 
• Work with the SMB sales and Account Management teams to establish and resolve remediation plans for merchants with elevated chargebacks or reported fraud. 
• Provide insights and recommendations to senior management on risk exposure, trends, and potential areas for improvement.
• Conduct research, analyze data and put forth recommendations and proposals that drive decisions on product, risk management and partnerships with external parties.   
• Develop methodologies for risk mitigation of SMB merchants.
• Act as a subject matter expert on seller risk management, providing guidance and training to junior team members as needed.

Required competency and skillset to be a waver:

• Bachelor's degree in Finance, Business Administration, Risk Management, or a related field; advanced degree preferred.
• Proven 4+ years of experience in risk management, fraud detection, or related roles within the fintech industry, preferably at a card network, an acquiring bank or related payments technology company. 
• Strong project management experience.
• Deep understanding of risk and fraud both for card and non-card transactions.
• Experience analyzing merchant processing performance data.
• Excellent analytical skills with the ability to interpret complex data sets and identify trends or patterns indicative of risk.
• Solutions based mindset when working cross-functionally across various stakeholders.
• Experience negotiating with product, engineering, sales and legal teams to ensure alignment.
• Proficiency in relevant software and analytical tools, such as Excel, SQL, and data visualization platforms.
• Relevant certifications (e.g., Certified Fraud Examiner, Certified Risk Manager) are a plus.

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The Role: 

Flutterwave is seeking a highly skilled and motivated individual to join our team as an Associate, Strategic Risk Project Manager. The Associate will play a critical role in supporting risk management initiatives across various projects within the organization. The ideal candidate should have a strong background in project management methodologies, risk management practices, and experience working in the fintech or financial services industry.

Responsibilities include but are not limited to:

• Collaborate with project managers and cross-functional teams to develop and maintain comprehensive risk management plans for key initiatives.
• Conduct risk assessments and identify potential risks, vulnerabilities, and opportunities for mitigation.
• Monitor project progress and proactively identify emerging risks or issues that may impact project timelines or objectives.
• Analyze data and metrics to assess risk exposure and provide insights to stakeholders and senior management.
• Assist team leaders in communicating risk management principles and guidelines to various stakeholders, promoting a culture of risk awareness.
• Assist team leadership in developing and implementing risk mitigation strategies and action plans to minimize the impact of identified risks.
• Coordinate with internal stakeholders and external partners to ensure compliance with regulatory requirements and industry standards.
• Prepare and present risk reports and dashboards to communicate key findings, trends, and recommendations to stakeholders and senior leadership.
• Continuously evaluate and enhance risk management processes, tools, and frameworks to improve efficiency and effectiveness.

Required competency and skillset to be a waver:

• Bachelor's degree in Finance, Business, Risk Management or a related field; Master's degree or Professional Certifications are a plus.
• Proven 4+years of experience in project management, risk management, or related roles within the fintech or financial services industry.
• Strong understanding of project management methodologies (e.g., Agile, Waterfall) and risk management frameworks (e.g., ISO 31000, COSO).
• Excellent analytical skills with the ability to assess complex situations, identify risks, and develop practical solutions.
• Proven track record of effectively managing multiple projects simultaneously and delivering results within established timelines and budgets.
• Exceptional communication and interpersonal skills with the ability to influence and collaborate with stakeholders at all levels of the organization.
• Detail-oriented with a focus on accuracy and quality in all deliverables.
• Proficiency in project management tools (e.g., JIRA, Asana, Microsoft Project) and risk management software (e.g., Riskonnect, RSA Archer).
• Strong team player with a proactive and solutions-oriented mindset.

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The Role: 

Flutterwave is seeking a highly skilled and experienced Senior Manager, Enterprise Risk Management to join our dynamic team. The successful candidate will be responsible for the development, implementation, and maintenance of our enterprise risk management (ERM) framework to ensure the effective identification, assessment, monitoring, and mitigation of risks across the organization. This role requires a strategic thinker with strong analytical skills and the ability to collaborate effectively with various stakeholders across the organization. 

Responsibilities include but are not limited to:

• Develop and implement an enterprise risk management framework, policies, and procedures to identify, assess, and mitigate risks across the organization.
• Lead the identification, assessment, and prioritization of risks, including operational, financial, strategic, and regulatory risks.
• Collaborate with cross-functional teams to assess the impact of emerging risks and develop strategies to mitigate them effectively.
• Conduct risk assessments and scenario analyses to evaluate potential business impacts and ensure appropriate risk mitigation strategies are in place.
• Design and implement risk monitoring and reporting processes to provide timely updates to senior management and stakeholders.
• Stay abreast of industry trends, regulatory requirements, and best practices in enterprise risk management to continuously enhance our risk management practices.
• Develop and deliver training programs to enhance risk awareness and foster a culture of risk management throughout the organization.
• Serve as a subject matter expert on enterprise risk management, providing guidance and support to internal teams and key stakeholders.
• Coordinate with internal and external auditors to facilitate risk assessments and ensure compliance with relevant regulatory requirements and industry standards.
• Drive continuous improvement initiatives to optimize the effectiveness and efficiency of our enterprise risk management processes.

Required competency and skillset to be a waver:

• Bachelor's degree in Finance, Business, Risk Management or a related field; advanced degree (e.g., MBA, CFA, CRM) preferred.
• Proven 8+ years' in enterprise risk management, preferably in the fintech industry or financial services sector.
• Strong understanding of financial markets, products, and regulatory requirements relevant to the fintech industry.
• Proven track record of designing, implementing, and managing enterprise risk management frameworks and processes.
• Excellent analytical skills with the ability to assess complex risks and develop innovative solutions.
• Hands on with data pulling, can draw and drive for actionable insights
• Strong project management skills with the ability to prioritize and manage multiple initiatives simultaneously.
• Excellent communication and interpersonal skills, with the ability to effectively interact with stakeholders at all levels of the organization.
• Demonstrated leadership abilities with experience leading cross-functional teams and driving change initiatives.
• Highly organized and detail-oriented with a commitment to accuracy and quality.
• Ability to thrive in a fast-paced and dynamic environment, adapting quickly to changing business needs and priorities.

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The Role: 

Flutterwave is looking for a Senior Manager, Buyer Risk Strategist, who will be a key leader responsible for managing the buyer risk function. Your role will involve developing and implementing robust risk management strategies, collaborating with cross-functional teams, and ensuring the security and integrity of buyer transactions.

Responsibilities include but are not limited to:

• Develop and execute comprehensive risk management strategies to safeguard against potential financial losses.
• Establish and maintain risk management policies and procedures, ensuring compliance with industry regulations.
• Analyze transaction data and collaborate with the team to identify patterns and anomalies indicative of potential risks.
• Provide guidance and direction to team members in the execution of risk mitigation initiatives.
• Oversee and enhance transaction monitoring systems to detect and prevent fraudulent activities.
• Collaborate with legal and compliance teams to ensure all risk management practices align with regulatory requirements.
• Work closely with cross-functional teams, including finance, legal, and technology, to integrate risk management practices into business processes.
• ​​Collaborate with cross-functional teams to contribute to the development and refinement of policies, ensuring compliance with industry regulations
• Implement a detail-oriented approach to ensure thorough risk assessments and precise strategy implementations.
• Stay abreast of market trends, regulatory changes, and industry developments to anticipate and address emerging risks.

Required competency and skillset to be a waver:

• Bachelor's degree in Finance, Business, or a related field; advanced degree or relevant certifications are a plus.
• Proven 8+ years’ experience in buyer risk management within the financial or fintech industry, with a track record of leadership and strategic thinking.
• Proven track record of successfully detecting and mitigating various fraud modus operandi (MOs) within the payments or financial industry.
• Strong project management skills with the ability to prioritize and manage multiple initiatives simultaneously.
• Excellent communication and interpersonal skills, with the ability to effectively interact with stakeholders at all levels of the organization.
• Demonstrated leadership abilities with experience leading cross-functional teams and driving change initiatives.
• Highly organized and detail-oriented with a commitment to accuracy and quality.
• In-depth understanding of industry regulations and compliance requirements.
• Ability to articulate complex risk-related concepts in a clear and understandable manner for non-risk team members.
• Demonstrated ability to develop a clear and comprehensive project plan for long-range initiatives, outlining key milestones, timelines, and resource requirements.
• Ability to design and develop training programs for operations teams, ensuring they are well-equipped to handle buyer risk-related tasks.

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The Role: 

Flutterwave is seeking a highly skilled and Senior Manager, Commercial Risk to join our dynamic Risk team. The ideal candidate will play a pivotal role in ensuring the integrity and stability of the company's commercial operations. This individual will be responsible for developing and implementing robust risk management strategies to safeguard Flutterwave's commercial interests while fostering growth and innovation. The role requires a dynamic leader with strong analytical skills, deep industry knowledge, and a passion for driving excellence in risk management practices.

Responsibilities include but are not limited to:

• Develop and implement comprehensive commercial risk management strategies aligned with Flutterwave's business objectives and regulatory requirements.
• Lead a team of risk management professionals to identify, assess, and mitigate commercial risks across various business functions and geographies.
• Conduct regular risk assessments and stress tests to evaluate the effectiveness of existing risk controls and identify areas for improvement.
• Collaborate closely with cross-functional teams, including product development, sales, legal, and compliance, to integrate risk management considerations into business processes and decision-making.
• Stay abreast of industry trends, regulatory developments, and emerging risks to proactively identify potential threats and opportunities for enhancement.
• Drive continuous improvement initiatives to enhance the efficiency and effectiveness of risk management processes, tools, and frameworks.
• Develop and maintain strong relationships with key internal and external stakeholders, including regulatory authorities, industry partners, and third-party service providers.
• Prepare regular reports and presentations for senior management and board of directors to communicate key risk metrics, trends, and insights.

Required competency and skillset to be a waver:

• Bachelor's degree in Finance, Economics, Business Administration, or a related field. Advanced degree or professional certification (e.g., FRM, CFA) is preferred.
• Minimum of 8 years of relevant experience in commercial risk management, with a proven track record of leadership and achievement in a fast-paced environment.
• Deep understanding of commercial risk management principles, methodologies, and best practices, particularly in the fintech or financial services industry.
• Strong analytical skills with the ability to interpret complex data sets, identify trends, and formulate actionable insights.
• Excellent communication and interpersonal skills, with the ability to effectively engage and influence stakeholders at all levels of the organization.
• Demonstrated leadership capabilities, including the ability to inspire and motivate teams, drive change, and foster a culture of collaboration and innovation.
• Sound judgment and decision-making skills, with a strategic mindset and a commitment to upholding the highest standards of integrity and ethics.