Jobs at Ace Afri Financials Limited

Description 

• Review credit limit requests to include: appropriateness of product type, overall level of credit extension, borrower’s ability to repay, loan package conforms to organizational standards, and affirmation of risk grade
• Monitor various lending team portfolios for credit risk issues, including but not limited to: exception reporting, past dues, loan agreement compliance, trend analysis, and identification of emerging risks
• Expected to ensure the efficient delivery of credit risk to promote an excellent customer experience both internally and externally
• May act as a source of knowledge to assist in identifying relevant content for credit education programs
• Attend client and prospective client meetings to provide a credit perspective
• Always take action using Integrity, Caring, and Excellence to achieve all-win outcomes

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Job Description

• Evaluate credit worthiness by processing loan applications and documentation within specified limits
• Interview applicants to determine financial eligibility and feasibility of granting loans
• Determine all applicable ratios and metrics and set up debt payment plans
• Communicate with clients either to request or to provide information
• Justify decisions (approvals/rejections) and report on them
• Complete loan contracts and counsel clients on policies and restrictions
• Update job knowledge on types of loans and other financial services
• Maintain and update account records
• Assess customer needs, explore all options and introduce different types of loans.

Requirements

• Candidates should possess an OND qualification with 5 - 10 years relevant work experience.