Jobs at Moniepoint Inc.

About the Role

• We're looking for a skilled C Developer to join our IT team.
• In this role, you'll design, develop, and maintain reliable, high-performance C modules for embedded systems — from kernel-level components to reusable libraries that integrate cleanly with higher-level languages.

What You'll Do

• Design and build clean, maintainable C code
• Develop kernel modules and libraries for embedded systems
• Implement and optimize for quality and performance
• Identify bottlenecks, bugs, and integration issues
• Test code for quality, reliability, and durability
• Maintain automated testing and code quality standards
• Create reusable code that integrates seamlessly with higher-level languages (Java, Go, Node.js, Python).

What You'll Need

• Bachelor's Degree in Computer Science, Mathematics, or a related field
• 5+ years of professional experience as a C Developer
• Strong proficiency in C, with in-depth knowledge of STL and Boost
• Working knowledge of at least one OOP language (Java, Python, C#, or C++)
• Experience with embedded systems and low-level hardware interactions
• Familiarity with debugging/analysis tools such as Valgrind and Lint
• Solid understanding of version control systems (Git, SVN, or Mercurial)
• Strong systems design and problem-solving skills.

Nice to Have:

• Experience with Linux systems
• Familiarity with Lua
• Familiarity with XML.

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Job Purpose

• Builds and owns the Group's FP&A framework, methodology, and reporting standards, giving Group leadership a single, reliable view of financial performance and outlook across the Group's subsidiaries and business units: Moniepoint Nigeria, Moniepoint Kenya, MonieWorld and Moniepoint Technologies.
• This is a framework and consolidation role, not a day to day business unit finance role. 
• Some subsidiaries and markets run their own standalone FP&A team that owns local budgeting, forecasting, and reporting for that business; this role sets the Group standard those teams work within and consolidates their output. 
• Wherever a subsidiary or shared function doesn't yet have a dedicated FP&A resource, this role covers it directly. 
• The intent is one Group framework, executed locally wherever a local team exists, with no duplicated effort.

Responsibilities

• Design and own the Group's FP&A framework: forecasting architecture, budget process, and management-reporting standards that every entity works to, including markets that maintain their own standalone FP&A team
• Consolidate entity and BU-level forecasts, including those submitted by markets with their own standalone FP&A team, into a single Group P&L, balance sheet, and cash flow, with a working currency toggle and intercompany eliminations
• Own the annual Group budget calendar and process: templates, timelines, challenge sessions, and Board approval, without taking over the local budget-building work each entity's own finance team already does
• Produce the consolidated Group forecast (2026-28 and beyond), reconciled monthly to actuals, with a clear bridge explaining variances
• Work closely with the Group Financial Controller so actuals, the consolidation, and the forecast reconcile cleanly month to month, and closing timelines support the reporting calendar
• Run the monthly and quarterly reporting cycles at Group level: consolidated management accounts, Board packs, and investor-grade reporting
• Build and maintain the Group's KPI and unit-economics framework, and ensure it is applied consistently across every entity's finance team, whether that entity has its own dedicated resource or is covered directly by this role
• Partner with BU CFOs / finance leads (Moniepoint Nigeria, Moniepoint Kenya, Moniepoint Technologies, MonieWorld) as the standard-setter and consolidator, leaving day-to-day local execution with them
• Lead scenario and sensitivity modelling for Group-level strategic decisions: new market entry, capital raises, new market expansion, licence applications etc.
• Set and enforce FP&A style and modelling standards across the Group (structure, formatting, sign-off, version control)
• Manage and develop the Group FP&A Analysts covering the subsidiaries and markets without a dedicated resource, plus central shared services.

Candidate Requirements

• 8-10+ years in FP&A, corporate finance, or investment banking, including experience building forecasting frameworks from scratch
• Proven experience consolidating multi-entity, multi-currency forecasts and management accounts
• Background in banking, fintech, or another regulated, fast-growth environment
• Advanced financial modelling skills (Excel at architect level); comfortable owning a model spanning multiple entities and currencies
• ACA / ACCA / CFA or equivalent
• Proven ability to operate effectively as a remote, senior finance leader across time zones and geographies.

Preffered Qualifications:

• Experience in a high-growth African or emerging-markets fintech or bank
• Prior exposure to Board and investor reporting at Group level
• Familiarity with planning/consolidation tooling (NetSuite, Aleph, Pigment or similar) beyond Excel
• Experience standing up FP&A functions or frameworks during a scale-up phase, including defining where a Group function ends and in-country teams begin.

About you:

• You think in frameworks. You build the system once, properly, rather than patching it every quarter
• You're comfortable holding a multi-entity, multi-currency picture in your head and explaining it simply to the CFO and Board
• You know the difference between setting the standard and doing the work. You'd rather make each market's FP&A team excellent within a shared framework than take their work off them
• You push back on numbers that don't reconcile, and you don't sign off until they do
• You're a strong people manager. You can direct analysts and get consistent, house-standard output from a small team
• You communicate in writing the way you model: structured, precise, no padding
• You operate well remotely: proactive, well-organised, comfortable driving a Group-wide process without being in the room.

What success looks like:

• Group forecast is reconciled to actuals monthly, with variances explained within an agreed tolerance
• Management, board and investor reporting are delivered on time, every cycle, without late-stage rework
• Budget process runs to a fixed calendar with BU sign-off, with no material off-cycle changes
• BU finance leads use the Group model and house standards as their working framework, not a parallel one
• CFO and Group CEO treat the FP&A output as the single source of truth for decision-making.

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About the Role

• The Head of POS Hardware & Repair is a strategic technical leadership role focused on ensuring the quality, reliability, and serviceability of all Point of Sale (POS) hardware devices used by the company.
• This individual acts as the primary technical liaison with POS manufacturers, driving design and component selection to meet rigorous company standards and optimize for easy, cost-effective repair in the Nigerian market.
• This role directly manages and oversees all POS device repair operations.

Key Responsibilities
POS Hardware Quality Assurance & Design Strategy:

• Manufacturer Liaison: Serve as the main technical point of contact with all POS hardware manufacturers.
• Design Adherence & Vetting: Rigorously review and audit manufacturer design specifications and component lists to ensure strict adherence to the company's recommended designs, quality standards, and use of robust, reliable components.
• Design for Serviceability (DFS): Proactively recommend specific design updates, modifications, and material changes to manufacturers that simplify repair processes, reduce component costs, and improve the Mean Time to Repair (MTTR).
• Component Reliability: Evaluate and approve critical hardware components (e.g., batteries, screens, printers) based on reliability data, failure rates, and long-term supply stability.
• Failure Analysis: Partner with Engineering/Data teams to conduct root cause analysis (RCA) on recurring hardware failures and translate these findings into concrete, mandatory design improvements for manufacturers.

Local Market Adaptation & Relevance (Nigeria Focus):

• Market Insight: Maintain deep, continuous awareness of the operational reality, environmental conditions, and logistical challenges specific to the Nigerian market.
• Design Recommendation: Translate local environmental and usage data (e.g., power fluctuations, dust, handling) into practical design requirements (e.g., ruggedization, better component protection) for manufacturers.
• Spare Part Management: Define and validate the list of required spare parts that must be provided by the manufacturer, ensuring they are the most critical and highest-failure-rate components suitable for the local repair environment.

POS Repair Operations Oversight:

• Repair Strategy: Define the strategy and operational model for all POS device repair operations, including internal repair centers and outsourced service providers.
• Performance Management: Manage and monitor the performance of the repair function against key metrics, focusing intensely on reducing Mean Time to Repair (MTTR) and improving the First-Time Fix Rate.
• Process Standardization: Develop and enforce standardized repair procedures, diagnostics, and quality control (QC) protocols to ensure consistent, high-quality repair outputs across all channels.
• Tooling & Training: Approve and oversee the technical training and certification of all repair technicians and ensure they have the necessary diagnostic equipment and tools.
• Repair Data Reporting: Establish a robust reporting structure for tracking component failure rates, repair costs, and inventory of parts used in repair to inform future design changes.

Qualifications and Experience

• Education: Bachelor’s Degree in Electrical Engineering, Electronics Engineering, Mechatronics, or a closely related technical field.
• Experience: Minimum of 8+ years of experience in hardware engineering, quality control, technical operations, or product service management, with at least 3 years in a leadership role.
• Technical Expertise: Deep, hands-on knowledge of embedded systems, circuit board components, electronic repair methodologies, and diagnostic tools, particularly within the POS, terminal, or embedded payment device space.
• Manufacturer Management: Proven track record of successfully managing technical relationships with international hardware manufacturers, including design review and quality auditing processes.
• Operational Acumen: Experience managing complex repair/service operations, with a strong focus on KPIs like MTTR, Cost-of-Repair, and Failure Rate analysis.
• Market Knowledge (Highly Preferred): Direct experience with hardware deployment and service operations in the Nigerian or similar emerging markets, understanding the unique environmental and logistical constraints.
• Soft Skills: Exceptional negotiation, technical communication, and analytical skills.

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Job Purpose

• You will join a smart, collaborative, and passionate team of recruiters who take pride in the craft of finding and keeping great talent. 
• As a Technical Recruiter, you act as the bridge between Moniepoint’s innovative engineering goals and the people who build them. 
• You will partner directly with engineering leaders to own the end-to-end recruitment journey. 
• The ideal candidate is someone who doesn't just "fill roles" but understands the technology and cares deeply about the human experience behind every application

Key Responsibilities

• Full-Cycle Ownership: Manage the end-to-end recruitment process for technical roles, from initial job intake and sourcing to interviewing, offer negotiation, and successful onboarding.
• Strategic Sourcing: Design and execute proactive sourcing strategies to build diverse pipelines for current and future engineering needs.
• Stakeholder Partnership: Act as a trusted advisor to hiring managers, helping them define technical requirements and providing data-driven insights on the talent market.
• Candidate Advocacy: Ensure every candidate has a clear, respectful, and high-quality experience, regardless of the outcome.
• Process Innovation: Identify ways to improve hiring workflows, from better screening techniques to more efficient interviewing panels.
• Brand Ambassadorship: Represent Moniepoint in the tech community, sharing the mission to create financial happiness through technology.

Qualifications

• 5-7 years of experience in recruitment, with at least 3 years focused specifically on technical roles (Engineering, Product, Data).
• Proven track record of hiring in fast-paced tech environments or high-growth scale-ups.
• Deep experience in full-life-cycle recruitment, including complex offer negotiations and stakeholder management.
• Experience with both agency and in-house recruitment is preferred.
• Hands-on experience with modern Applicant Tracking Systems (ATS) and sourcing tools.

Preferred Qualifications:

• Experience hiring across multiple geographies (e.g., Nigeria, UK, India).
• Background in fintech or banking environments.
• Familiarity with technical assessment platforms and competency-based interviewing.

About You:

• You're a Creator: You don't wait for the right candidate to apply; you find imaginative ways to source and engage talent that others might miss.
• You're Relatable: You speak the language of engineers and candidates alike; you are human, friendly, and avoid jargon that excludes people.
• You're a Hero for the Business: You take ownership and, when a hiring goal is tough, you lean in with grit and mastery to solve it.
• You value clarity: You are honest with candidates and hiring managers, setting clear expectations and sticking to the facts.
• Systems Thinker: You see how a single hire impacts the wider team and build processes that scale.

What Success Looks Like:

• Impactful Hires: Engineering teams are staffed with high-performing talent who align with the culture and mission.
• Efficiency: Key metrics like time-to-hire and quality-of-hire are tracked and improved through smarter processes.
• Candidate Sentiment: Candidates report a positive and transparent experience, measured through recruitment surveys.
• Strong Partnerships: Hiring managers view you as a strategic partner, not just a service provider.

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Job Purpose

• Sits between Finance and the Product & Technology platform team, as products are built, ensuring every new product, feature, or pricing change is correctly designed from an accounting and control standpoint before it ships.
• Owns the thread from customer journey to financial reporting: how a product event is captured, how it maps to the chart of accounts, and how it lands in the Group's financial statements.

Responsibilities

• Act as the standing technical accounting partner to Product and Engineering for all new products, features, and pricing changes
• Write technical accounting memos and position papers for new or changed products (revenue recognition under IFRS 15, financial instrument classification under IFRS 9, fee vs. interest income treatment, etc.)
• Design, build, and maintain the chart of accounts for new and existing products, ensuring consistency across entities
• Map each stage of the customer journey (onboarding, transaction, settlement, fee, reversal, write-off) to the correct GL treatment, end to end
• Review product and engineering specs pre-launch to flag accounting and control gaps before they reach production
• Own the reconciliation between product/transaction system data and the general ledger, and resolve breaks at source
• Design controls around new product flows (maker-checker, reconciliation, exception handling) and document them to audit standard
• Maintain a living library of accounting treatment documentation per product, kept current as products evolve
• Partner with Financial Control, Internal Audit, and external auditors on product-related technical accounting queries.

Candidate Requirements

• ACA / ACCA (or equivalent) with 8+ years post-qualification experience, including Big 4 technical accounting or audit background
• Strong working knowledge of IFRS 15 (revenue), IFRS 9 (financial instruments), and IFRS more broadly
• Experience translating a product or system design into accounting treatment and GL structure, not just reviewing after the fact
• Comfortable reading product specs and talking directly to engineers and product managers, not only to finance colleagues.

Preffered Qualifications:

• Experience in payments, fintech, or banking, ideally with exposure to how transaction/ledger systems are built
• Prior experience designing or restructuring a chart of accounts for a multi-product platform
• Exposure to regulatory reporting requirements tied to product design (CBN, FCA, CBK or equivalent)
• Experience working inside or alongside an agile product/engineering team.

About You:

• You can sit in a product spec review and immediately see where the accounting will break, and say so before launch, not after
• You translate fluently between accountants and engineers without dumbing either side down
• You default to documenting the treatment properly rather than leaving it as tribal knowledge
• You're comfortable owning a chart of accounts as a living system, not a static reference document
• You care as much about the control design as the accounting answer. A technically correct treatment with no control around it isn't good enough.

What success looks like:

• No product ships without a documented, signed-off accounting treatment and GL mapping
• Chart of accounts stays clean and consistent as new products launch, with no post-hoc reclassification projects
• Product/transaction data reconciles to the GL within agreed tolerances, with breaks resolved at source, not papered over monthly
• Audit findings related to product accounting or control design trend toward zero
• Product and Engineering see Finance as a design partner, not a late-stage blocker.

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About the Role

• We are looking for a Senior designer who will own end-to-end execution of complex, high-visibility design work, act as a peer craft-bar-setter within the design pod, and provide dedicated creative ownership and collaboration to an assigned stakeholder group.

What you’ll get to do

• Complex and high-visibility design execution across editorial (e.g, case studies, reports, feature content), brand systems (identity and templates, including spatial/event brand application), and promotional/campaign design (social, launch, and conversion-driven work).
• Creative ownership for an assigned Creative Duo (Internal Comms & Employer Brand, or External Comms).
• Peer mentorship and craft bar-setting within the design pod.
• Independently scope, design, and deliver complex projects to brief
• Serve as the design half of an assigned Creative Duo, owning that stakeholder group's creative needs end-to-end
• Give and receive craft feedback within the design pod and content studio.
• Proactively flag capacity constraints to the Design Lead
• Contribute to the evolution of the brand design system.

Requirements
To succeed in this role, we think you should have:

• 4-6+ years in brand or graphic design.
• Strong portfolio demonstrating range across editorial design, brand systems and promotional design.
• Experience managing stakeholder relationships directly while maintaining accountability and collaboration with team members.
• Comfortable operating with high autonomy within a clear framework.

Key Soft Skills:

• Creativity & Innovation – Brings fresh ideas while respecting brand systems.
• Collaboration & Adaptability – Works well with cross-functional teams and embraces feedback.
• Time Management – Prioritises effectively and meets deadlines.
• Growth Mindset – Open to learning, critique, and skill development.

Why Join Moniepoint?

• Work with a fast-growing, innovative Company that reaches millions of customers.
• Gain hands-on experience with a team of seasoned creative professionals.
• Access to mentorship, training, and career growth opportunities.
• Competitive compensation, benefits, and career growth opportunities.
• Fully remote work culture and support for professional development

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What you will get to do

• Investigate fraud attacks, quantify their impact, and present clear findings that drive prioritisation and response
• Propose and refine rule-based mitigations, working with fraud operations and engineering to see them through to implementation
• Build and maintain reporting and dashboards to monitor fraud trends, rule performance, and key operational metrics
• Work closely with fraud operations, data scientists, engineers, and product managers to ensure analytical insights translate into action
• Proactively identify emerging patterns and flag risks before they escalate.

To succeed in this role, you should have

• A Bachelor’s Degree in Computer Science, Statistics, Mathematics, Engineering, or any other related field.
• Proven experience as a Data Analyst (Fraud),  or a similar role (4+ years, can be made up for with accomplishments)
• Strong problem solving skills
• Advanced proficiency with SQL. you're comfortable writing complex queries to investigate and slice data across large datasets
• Experience in fraud, risk, or financial services; you understand how fraud attacks work and how to think about mitigation trade-offs
• A proactive mindset — you don't wait to be asked; you spot something unusual and you dig in
• Some exposure to Python or scripting for data manipulation and analysis
• Proficiency with a BI tool (PowerBI, Looker, Tableau, Superset, Redash, or any other alternative)
• Strong stakeholder management skills; you can communicate findings clearly to fraud operations, product managers, engineers, and senior leadership — and you know how to influence decisions with data across all of them.
• Comfort working in fast-paced, cross-functional teams where priorities shift quickly.
• Proficiency with a spreadsheet tool (Microsoft Excel or Google Sheets, or any other alternative)
• Enjoy autonomy and a flat structure: we have millions of customers and a flat hierarchy so any individual can have an outsized impact
• Excellent written and verbal communication skills
• A drive to learn and master new technologies and techniques.

Experience with the following would be a plus:

• Data governance
• Python or any other scripting language
• Git or any other version control tool.

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About the Role

• Senior Credit Underwriter will underwrite all SME, Mid-Corporate and Large Corporate lending applications that require manual underwriting within the Industry Sector.  
• You will also be responsible for ensuring lending remains within Risk Appetite and that performance is maintained within agreed target loan loss levels. 
• In addition, you will work with the Head of Credit Risk Analytics and Chief Risk Officer to continually assess and define lending thresholds and parameters to ensure a balanced risk-based approach that also supports business growth objectives. 
• Reporting to the Head of Credit Risk Analytics you will also be expected to continually innovate and identify areas of risk and opportunity within your portfolio, leveraging key data sources and indicators, whilst also leveraging your subjective matter expertise to ensure effective on-going credit risk management of the portfolio.
• You will also work closely with a range of business partners, including Sales, Product and Data Engineering teams to support new strategic product initiatives to drive the growth objectives of the business.

Key Responsibilities 

• Education and adoption of best practices in credit analysis, underwriting and monitoring, including the end-to-end underwriting process, right from early lending discussions with Sales teams to the development of credit approval memos for senior management and/or risk committee approval forums..
• Detailed review and due diligence of lending applications, including financial analysis, business projection modelling and viability, stress testing and other in-depth analysis required to support the sanctioning of large-ticket loans.
• Responsible for the monitoring and portfolio health of the sector and conducting regular credit reviews and ad-hoc deep-dives to continually assess portfolio performance.
• Drive positive change in the maturity of the underwriting framework and strategy..
• Continual interaction with a broad range of functions and stakeholders to drive credit risk maturity across the business.
• Facilitating Risk initiatives and pilots by reviewing credit data.
• Conducting periodic reviews of individual bad debts.

Requirements

• Significant experience underwriting SME and Large Corporate loans likely gained from a leading Financial Institution within Nigeria and primarily for businesses within the financial industry sector (must have).
• Highly experienced in the end-to-end underwriting process for large ticket loans up to 5Bn NGN (must have).
• Expert in the financial assessment of SME and Large Corporates using a broad range of data sources (e.g. Financials, Audited Accounts and Bank Statements etc.).
• Expert in understanding headwinds and opportunities within the industry sector and must have detailed knowledge of macroeconomic and regulatory factors impacting this sector.
• Experienced in the assessment of collateral and covenants to mitigate risk across secured and unsecured lending.
• Strong awareness of Compliance and the Regulatory environment within Nigeria.    
• Demonstrable experience of underwriting best practice and standards.

Relevant Skills:

• Significant expertise underwriting large ticket (up-to 5Bn NGN) SME/Large-Corporate loans within Nigeria in the industry sector (essential).
• Diligence and strong attention to detail.
• Data driven and logical thinker.
• Strong analytical skills
• Excellent communication skills (verbal and written).
• An ability to work autonomously
• An ability to use an analytical approach to problem-solving
• Strong team player.
• High ethical and professional standards.