Treasury Analyst- Accrual Management at CapitalSage Technology Limited

About the job

• The Treasury Analyst- Accrual Management ensures accurate recognition of accrued interest and principal repayments in financial statements by tracking loan facilities and aligning them with amortization schedules. The analyst is also expected to monitor FX exposures on foreign currency loans, accruing for potential FX gains or losses, and maintain a rolling cash flow forecast to support liquidity planning. 

Accrued Interest Calculation & Loan Tracking

• Calculate and track accrued interest on all loan facilities for accurate monthly recognition in financial statements.
• Ensure proper documentation and reporting of accrued interest in compliance with accounting standards.
• Reconcile interest accruals with lender statements and resolve any discrepancies.

Loan Repayment Scheduling & Accruals

• Schedule and accrue principal repayments in alignment with loan amortization schedules.
• Ensure timely recognition of repayments to maintain accurate financial records.
• Work closely with Finance and Treasury teams to forecast repayment obligations and ensure sufficient liquidity.
• Develop and maintain a rolling cash flow forecast incorporating DFI obligations, interest payments, and operational expenditures.

Foreign Exchange (FX) Exposure Monitoring

• Track FX exposures related to foreign currency-denominated Development Finance Institution (DFI) loans.
• Monitor exchange rate fluctuations and assess their impact on loan obligations.
• Accrue for potential FX losses or gains on facility obligations to ensure accurate financial reporting.
• Working Capital Optimization & Cost Reduction
• Identify opportunities to optimize working capital and minimize borrowing costs.
• Recommend strategies for efficient debt structuring and interest cost management.
• Assist in evaluating alternative financing options to improve financial flexibility.

Reporting & Compliance

• Prepare and submit reports on accrued interest, FX exposures, and cash flow projections.
• Ensure compliance with internal policies, loan agreements, and regulatory requirements.
• Collaborate with auditors and finance teams to support financial audits and reviews.

Requirements

• B.Sc. in Accounting, Banking & Finance. 
• Professional qualifications such as ACA, ACCA, or CFA will be an added advantage. 
• A minimum of 3 to 4 years of relevant experience in accrual-based accounting and cash flow management. 
• Strong computer literacy is essential, with advanced proficiency in Microsoft Excel. 
• In-depth knowledge of Nigerian Accounting Standards and International Financial Reporting Standards (IFRS).