SME Marketing Executive at ADX Credit Limited

Job Responsibilities:

• Analysis of personal cash flow, business cash flow and related financial statements.
• Credit assessment through analyzing Financial Statements, Bank Statements, Sales Invoices, Business activities of Credit Customers to evaluate the degree of risk involved in lending money to them
• Assure all analysis and underwriting adapts to credit policy, banking regulations.
• Prepare weekly and monthly credit and portfolio loan reports.
• Assist in documents collection for annual loan reviews.
• Perform additional assignments as necessary
• Deposit Growth: Develop strategies to identify potential depositors and actively engage them to grow the bank’s deposit base.
• Client Relationship Management: Build and sustain relationships with key clients, offering personalized banking services to ensure retention and satisfaction.
• Prospecting: Identify and prospect new deposit opportunities through networking and strategic market analysis.
• Cross-Selling Opportunities: Introduce clients to other bank products and services, such as savings accounts, loans, and investment products, to maximize value.
• Compliance Management: Ensure all deposit mobilization activities adhere to the bank’s regulatory and compliance frameworks.
• Performance Metrics: Achieve and exceed monthly/quarterly deposit mobilization targets set by the bank’s management.

Knowledge & Skills

Essential

• Consistently work on various projects, self-reliantly and achieved required objectives with limited supervision.
• Ability to work within a team environment, interact with peers and management within the bank