We empower individuals with access to credit, simple payments solutions, high-yield investment opportunities and easy-to-use tools for personal financial management. Carbon is headquartered in Lagos, Nigeria. We are a global company of over 90 employees with operations in Nigeria, Ghana and Kenya
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Analyze financial statements, cash flow stability, and creditworthiness metrics and other industry-specific risks to evaluate repayment capacity to assess the creditworthiness in complex SME loan applications.
Proactively identify automation opportunities and leverage new data sources to enhance underwriting efficiency and accuracy.
Leverage AI tools to enhance predictive modeling, automate routine data extraction, processing and analysis, and improve the speed and accuracy of credit underwriting.
Track performance of existing credit portfolios to identify trends and early warning signs of credit deterioration.
What You Need:
2+ years of proven experience in SME underwriting, with a focus on evaluating business operations and cash flow stability.
Strong analytical skills with a meticulous attention to detail when assessing creditworthiness.
Familiarity with AI-driven analytics, data wrangling, and visualization concepts.
Ability to thrive in a fast-paced environment and manage multiple complex underwriting tasks simultaneously.
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