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  • Posted: Dec 10, 2020
    Deadline: Dec 31, 2020
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    MKOBO Microfinance Bank Limited is a fully licensed MFB by the Central Bank of Nigeria (CBN). MKOBO was conceived to help solve consumers’ need for access to short-term emergency credit. Our goal is to provide access to short term unsecured loans, which is easily accessible. We cater to the demography currently underserved by the Commercial banks in...
    Read more about this company

     

    Sales & Business Development Manager

    Location: Yaba, Lagos

    Responsibilities

    • The Sales and Business Development Manager is responsible for supervision of all Business Development initiatives.
    • Provide effective leadership guidance in business development strategy.
    • Provide guidance, leadership support and direction to the Marketing team.
    • Achieve set department objectives and overall profitability target of the bank
    • Implement and execute regular sales activities to generate sustainable business
    • Develop and manage strategic relationships with key customers in relevant market segments.
    • Lead the Bank’s deposit mobilization efforts and creation of quality risks
    • Manage the end-to-end lifecycle of loans and deposits portfolios; From initiation, processing, monitoring and repayment.
    • Conduct a thorough credit analysis to ascertain customer’s payment capacity and willingness; evaluate the credit risk before recommending any credit.
    • Reduce liquidity risk by aggressively increasing the deposit portfolio
    • Ensure each loan disbursed are in compliance with the approved credit policies and lending methodology.
    • Provide regular reports on marketing activities and other reports as required.
    • Monitor approved loans and continuously support and advise clients on good management practices
    • Recovery of any delinquent loans

    Qualification/Experience

    • A minimum of first degree or its equivalent in a Business-related discipline (additional qualification or degree in any finance or business-related discipline may be an advantage).
    • A minimum of four (4) years post-qualification experience out of which, at least three (3) must have been in the financial services industry.
    • CIBN MCP accreditation will be an advantage.
    • Evidence that the candidate possesses proven skills and competencies in practical.
    • Financial services or technology company experience will be beneficial.
    • Excellent knowledge of MS Excel, PowerPoint.

    Knowledge:

    • Knowledge of the Financial services sector and the current trends
    • Knowledge of online and offline marketing strategies and tools.
    • Knowledge of relationship building and customer management
    • Strong business acumen and knowledge of low-income market
    • Comprehensive knowledge of consumer lending, payroll lending and public sector credit products.
    • Sound knowledge of Micro, small and medium enterprise market and lending methodology especially around POS products.

    Skills:

    • Developing and managing a highly efficient marketing team
    • Strong marketing and business development skills
    • Sound interpersonal and negotiation skills
    • Good oral, written and presentation skills
    • Leadership, Supervision and Coaching skills
    • Detail-oriented with strong analytical skills
    • Goal-oriented, needs to be focused and achieve targets
    • Excellent communication and organization skills

    Key Behaviors:

    • Ethical, high level of integrity
    • Good communication and listening skills and team player
    • Professional, responsible and accountable
    • Quality and customer-focused, open to ideas and change
    • Commitment to the Company’s vision and values

    Salary
    NGN200,000 - 400,000 / Month.

    Method of Application

    Build your CV for free. Download in different templates.

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