Sales and Marketing Manager at GTI Microfinance Bank Limited

Job Summary

• The Sales and Marketing Manager will be responsible for driving business growth, overseeing loan processing, and ensuring the financial soundness of the branch’s credit portfolio.
• This role involves supervising subordinates, evaluating loan applications, deposit mobilization, mitigating risks, and fostering strong customer relationships.
• The ideal candidate must have a proven track record in microfinance lending, loan recovery, and risk management.

Responsibilities

• Coordinate, supervise, market loan products and process loan applications for Customers
• Oversee subordinates and evaluate loan processing to determine customers financial eligibility and feasibility of repayment of loans
• Determine all applicable ratios and metrics and set up loan payment plans
• Complete loan contracts and counsel clients on policies and restrictions
• Opening loan applications conducting loan analysis by visiting the business and household of clients
• Visiting the business /employer of guarantors and preparing a complete loan assessment according to the bank’s credit procedures
• Presenting loan proposals to the credit units and informing the client about the decision of the credit units
• Ensuring punctual repayments of acquired loans from clients, contacting and visiting all parties based on needs
• Ensuring high quality standards of the bank’s credit portfolio
• Ability to meet and exceed targets while actively working to increasing business portfolio and clients' base.

Qualifications and Experience

• Bachelor’s Degree in a relevant field of study or relevant professional qualification would be an advantage
• Minimum of 3 - 5 years of experience in financial services.
• Minimum of 2years of experience in a managerial positionpaticularly ina microfinance bank.
• Good interpersonal skills with strong verbal and written communication skills.