Portfolio Risk Analyst at The Concept Group

Responsibilities

• Conducts detailed portfolio analysis and reports. Analyses report on loan and lease portfolio to anticipate, identify and mitigate credit risk exposure related to portfolio management activities
• Analyses transactional risk measures including default, correlations, and stress losses to enhance concentration risk views.
• Analyses and monitors the company’s lease portfolio.
• Periodically perform default/principal at risk assessment, measuring the impact of guarantors/collaterals and impact of group loan on risk exposure.
• Monitors compliance to credit and risk policies of the company.
• Prepares reports on analytics of portfolio performance, emerging trends, areas of opportunity, repossessed lease assets, etc.
• Mitigate credit risk exposure related to portfolio management activities.
• Prepare report on probability of default using available data.
• Propose evolutions in the policy, process, collaterals, etc. related to the risk identified.
• Make recommendations for process improvement, addressing gaps and areas for additional or improved reporting and data.

Requirements

• B.Sc., M.Sc. in Economics, Finance or any related field
• Minimum of 4-5 years working in a similar field, with cognitive experience as a Portfolio Risk Analyst.
• Ability to review, analyze and report credit and risk activities and
• Ability to handle and work efficiently with Microsoft Office Suite, Google Suite, and other statistical and analytical software
• Ability to present and communicate analysis and recommendations
• Knowledge of all practices and procedures involved in credit and risk management.
• Ability to understand business trends, situations, practices, procedures, and models
• Ability to measure financial data to evaluate financial performance and position