Loan Officer at Assist to Hire Limited

Job Responsibilities:

• Evaluate loan applications and documentation by confirming creditworthiness.
• Sales of retail products and services to potential customers by making proactive sales effort.
• Improve loan applications and documentation by informing applicants of additional requirements.
• Rejects loans by explaining deficiencies to applicants.
• Analyses the financial viability of clients who seek to acquire loans for homes and businesses.
• Conducts preliminary interviews with loan applicants.
• Gives recommendations to clients on the type of lending program they should avail, including term and payment schedule.
• Review all loan documents and agreements to make sure these are all complete, valid and in accordance with the bank’s guidelines.
• Approve or disapprove loan applications based on merit and level of financial viability.
• Meet with clients who have difficulty in keeping up with the loan amortization schedule and adopt a proactive position in arriving in win/win solutions.
• Help customers by answering questions; responding to requests.
• Maintain customer confidence by keeping loan information confidential.
• Accomplishes bank mission by completing related results as needed.

Job Requirements:

• OND, HND, BSc. in any field
• Must not be more than 35 years old
• Must have a flair for Sales/Marketing
• Good communication skills
• Very smart and articulate