Jr Credit Analyst at Fadac Resources

Our client is a CBN licensed and NDIC insured Microfinance bank providing Savings, Investment, and Loan products to Micro, Small and Medium Enterprises. Due to expansion they are in need of a Junior Credit & Risk Analyst

JOB RESPONSIBILITIES

• Analyze financial statements and ratios to assess borrower\'s financial health
• Evaluate lending risks and identify cost reduction opportunities
• Collaborate with clients and loan officers on credit decisions
• Prepare loan applications and develop risk mitigation strategies
• Recommend credit limits for new customers
• Verify authenticity of provided documents
• Ensure loan proposals comply with bank credit policy
• Recommend adjustments to credit policies based on market trends

JOB REQUIREMENTS

• Bachelor\'s degree or HND holder
• 2-4 years of relevant work experience in a financial institution
• MCP is an added advantage
• Proficiency in MS Office and Core Banking software applications
• Ability to navigate compliance issues
• Strong attention to detail and problem-solving skills
• Knowledge of Credit and portfolio management
• Strong financial analysis and reporting skills
• Risk assessment expertise
• Great communication and negotiation skills