Jobs Career Advice Signup
X

Send this job to a friend

X

Did you notice an error or suspect this job is scam? Tell us.

  • Posted: Sep 23, 2022
    Deadline: Sep 30, 2022
    • @gmail.com
    • @yahoo.com
    • @outlook.com
  • Never pay for any CBT, test or assessment as part of any recruitment process. When in doubt, contact us

    We combine a deep knowledge of consumer behaviour and climatic conditions to deliver affordable Lease to own solar services to Micro businesses in Nigeria. Our innovative business model and best-in-class technology is helping our customers to switch from petrol generators to solar. Our mission is to make solar accessible, reliable and affordable to Nigerian micro-businesses for productive use.
    Read more about this company

     

    Head of Lending Operations

    Job Objectives

    • Successful candidates will be responsible for providing leadership to the Winock Lending team on all Credit decisions focusing on micro business financing/ lending.
    • The applicant will also supervise and develop staff, make credit and lending decisions, and perform credit monitoring of all loans above a certain threshold.

    Job Description

    • Define the strategic intent and agenda for the Credit risk operations and Lending operations function.
    • Strategically setting guidelines and policy relating to the accurate and timely servicing of loan portfolio, including the proper loan documentation and closing processes and loan servicing.
    • Effectively deliver the strategic initiatives on faster TAT.
    • Design, implement and monitor a loan & small business lending marketing and business plan, and subsequent achievement to the goals set by the Company.
    • Good understanding of Credit Policy and Fraud Process Standards. Understanding of implementation of Credit Decision Engines, Scorecards and tools for credit underwriting.
    • Leads the development of the design, management and adherence of key operating controls and levers that improve end to end decisioning efficiency and customer experience
    • Ability to identify an acceptable level of lending risk, in line with Winock’s risk appetite statement, and to maximise profit from that transaction.
    • Support and demonstrate a risk management culture in line with setvalues
    • Proactive identification and escalation of risks and issues related to your role responsibilities & captured as a service request in Ignite.
    • Monitor sales and collections KPIs for each branch to ensure that they are being met by the respective managers
    • Identify and implement corrective activity where performance gaps exist within budgeted targets.

    Key Performance Indicators

    Loans / Disbursement Target Cumulative target(Amount) for the three branches in FCT/Nasarawa 95%+

    Monthly

    Repayment rate The rate of performing loans for branches 95%+ Monthly
    Portfolio at risk PAR that shows the non-quality loans disbursed <5% Monthly

    Requirements

    • Candidates should possess a Bachelor's Degree with at least 3 years relevant work experience.

    Method of Application

    Interested and qualified candidates should send their CV to: careers@winock.com using the Job Title as the subject of the mail.

    Build your CV for free. Download in different templates.

  • Apply Now
  • Send your application

    View All Vacancies at Winock Solar Limited Back To Home

Subscribe to Job Alert

 

Join our happy subscribers

 
 
Send your application through

GmailGmail YahoomailYahoomail