Kuda is a full-service, app-based digital bank. Our mission is to be the go-to bank not just for those living on the African continent, but also for the African diaspora wherever they might live, anywhere in the world. Kuda is free of ridiculous banking charges and great at helping customers budget, spend smartly, and save more.
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Lead the Credit Risk team, end-to-end strategy roadmap and execution
Ensure proactive advocacy and steadfast adherence to Credit policies
Design Credit policies tailored to the unique dynamics of Kuda MFB in Nigeria
Build and operate the underwriting function for both consumer and business credit
Managing a team of underwriters, providing guidance, training, and feedback to ensure consistency and adherence to established underwriting standards
Spearhead active and compliant collection practices, demonstrating a commitment to regulatory standards and guidelines
Lead the strategic implementation of Credit initiatives within the Nigerian market, aligning efforts with organizational objectives
Establish, build and actively manage various relationships with external partners
Requirements
10+ years of experience, with at least 4 years in a leadership position specifically within Credit Risk Management
Extensive background in financial services or Fintech, underscoring a deep understanding of the industry's nuances and dynamics
Solid understanding of Credit regulation within the Nigeria banking industry
In-depth hands-on expertise in the administration of Credit Risk policies, the Credit underwriting process, Credit Risk scoring methodologies, and precise calculation of unit costs for risk products
BSc in Accounting, Economics, Banking, Finance and Commerce (or relevant fields)
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