Head, Credit Administration at United Bank for Africa (UBA)

Job Objective(s)

• To emphasize and protect high credit quality while encouraging and increasing the bank’s market share without compromising the quality of risk assets.

Duties & Responsibilities

• Prepare credit portfolio reports for executive management.
• Prepare statutory report to CBN e.g. CRMS.
• Prepare the schedule of accounts to be provided for/qualify for transfer to the memorandum database.              
• Forward details of approved memorandum accounts to the External Reporting Unit and Credit Recovery Unit.
• Identification of warning signals and flagging likely problems before they come to the fore.
• Rendition of monthly exception reports.

Knowledge & Skills Required

• Good knowledge of regulatory requirements
• Good knowledge of the bank’s policies and procedures
• Proficiency in credit analysis
• Broad IT skills
• Good analytical skills
• Excellent writing skills
• Good presentation skills
• Good interpersonal skills
• Strong attention to details and ability to work under pressure
• Supervisory skills
• First degree in any relevant field
• MBA, MSC, MA, ML and/or Professional Qualifications compulsory