Financial Analyst at Bluebulb Financials Limited

Role Overview

• The Finance Analyst will play a key role in supporting financial planning, analysis, reporting, and controls within a fast-paced cross-border payments environment. The role involves analyzing transaction flows, FX exposure, revenue performance, and costs across multiple corridors, ensuring financial accuracy, regulatory compliance, and data-driven decision-making to support business growth.

Key Responsibilities

Financial Analysis & Reporting

• Prepare and analyze daily, weekly, and monthly financial reports covering transaction volumes, revenues, costs, margins, and profitability across corridors.
• Monitor cross-border transaction flows, settlement balances, and liquidity positions.
• Analyze FX exposure, pricing spreads, and currency fluctuations, and provide insights to mitigate financial risk.
• Support budgeting, forecasting, and variance analysis, highlighting key business drivers and trends.

Business & Performance Support

• Partner with operations, treasury, and product teams to provide financial insights that support growth, pricing decisions, and market expansion.
• Track KPIs such as transaction success rates, cost per transaction, corridor performance, and revenue yield.
• Evaluate new products, partnerships, and corridors through financial modeling and scenario analysis.

Controls, Reconciliation & Compliance

• Support daily and monthly reconciliations of settlement accounts, partner balances, and suspense accounts.
• Ensure accuracy of financial data in line with internal controls, SOPs, and regulatory requirements.
• Assist with audit processes, internal reviews, and regulatory reporting where applicable.
• Identify process gaps and recommend improvements to strengthen financial controls and efficiency.

Data & Systems

• Work closely with data and engineering teams to ensure financial data integrity across payment platforms and reporting tools.
• Support automation and optimization of financial reporting processes.
• Maintain accurate financial records and documentation for cross-border transactions.

Qualifications & Experience

• Bachelor’s degree in Finance, Accounting, Economics, or a related field from a reputable tertiary institution.
• 3–5 years of experience in financial analysis, preferably within fintech, payments, banking, or a cross-border environment.
• Strong understanding of financial statements, reconciliations, and transaction-based reporting.
• Experience working with FX, multi-currency transactions, and settlement processes is an advantage.
• Professional certifications (ACA, ACCA) are an added advantage.