Experienced SME Loan Marketer at Winock Solar Limited

Job Summary

• The candidate will be responsible for the evaluation and processing of loans and act as liaison between customers and the organization while helping qualified applicants acquire huge loans in a timely manner.

Responsibilities

• Market loan products and process loan applications for SME Customers.
• Interview loan applicants to determine financial eligibility and feasibility of repayment of loans.
• Determine all applicable ratios and metrics and set up loan payment plans.
• Complete loan contracts and counsel clients on policies and restrictions.
• Opening loan applications Conducting loan analysis by visiting the business and household of clients.
• Visiting the business /employer of guarantors and preparing a complete loan assessment according to the bank’s credit procedures.
• Presenting loan proposals to the credit units and informing the client about the decision of the credit units.
• Ensuring punctual repayments of acquired loans from clients, contacting and visiting all parties based on needs
• Ensuring high quality standards of the bank’s credit portfolio.
• Ability to meet and exceed targets while actively working to increasing business portfolio and client’s base.

Key Requirements

• Minimum of B.Sc or its equivalent in Marketing or related field.
• Minimum of 1 year cognate experience from a reputable Microfinance Bank.
• Sound Risk Management experience and can disburse/deliver a Min of 10million Naira Loan Monthly with good success rate and track records.
• Good knowledge of Abuja markets.
• Ability to disburse SME Loans in large volumes without default.
• Experienced in repayment tracking and loan collection without a day default.

Salary
N80,000 - N100,000 monthly.