We empower individuals with access to credit, simple payments solutions, high-yield investment opportunities and easy-to-use tools for personal financial management. Carbon is headquartered in Lagos, Nigeria. We are a global company of over 90 employees with operations in Nigeria, Ghana and Kenya
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Hiring! We are looking for a Decisioning Analyst who will work closely with Credit Risk, Collections, Sales and Engineering teams to refine and streamline decisioning flows.
What You Will Do
Configure and maintain decisioning logic within primary systems, such as the Decision Engine and the Fraud Engine, to support new products and features and risk and collections strategies.
Ensure all system logic remains aligned with business goals and strategic objectives.
Leverage AI tools and outputs to automate decisioning workflows, ensuring predictive insights are seamlessly integrated into live production funnels.
Monitor decisioning flows and funnels to identify positive or negative deviations, spikes, or anomalies.
Rigorously analyze decisioning data to uncover opportunities for cost reduction and increased efficiency.
What You Need:
2+ years of experience in Business Intelligence, Credit Risk, Decisioning Systems, or Data Science in fintech, banking, or similar environments.
Demonstrated proficiency in performing complex data extraction, manipulation and navigating and querying large-scale data environments.
Familiarity with the application of AI tools and outputs within business workflows.
Solid understanding of credit decisioning systems and lending processes.
Demonstrated ability to interface with back-end data systems. Experience with automated decisioning platforms (e.g., Provenir, Taktile or equivalent) is a plus.
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