Decisioning Analyst at Carbon Nigeria

• Hiring! We are looking for a Decisioning Analyst who will work closely with Credit Risk, Collections, Sales and Engineering teams to refine and streamline decisioning flows.

What You Will Do

• Configure and maintain decisioning logic within primary systems, such as the Decision Engine and the Fraud Engine, to support new products and features and risk and collections strategies.
• Ensure all system logic remains aligned with business goals and strategic objectives.
• Leverage AI tools and outputs to automate decisioning workflows, ensuring predictive insights are seamlessly integrated into live production funnels.
• Monitor decisioning flows and funnels to identify positive or negative deviations, spikes, or anomalies.
• Rigorously analyze decisioning data to uncover opportunities for cost reduction and increased efficiency.

What You Need:

• 2+ years of experience in Business Intelligence, Credit Risk, Decisioning Systems, or Data Science in fintech, banking, or similar environments.
• Demonstrated proficiency in performing complex data extraction, manipulation and navigating and querying large-scale data environments.
• Familiarity with the application of AI tools and outputs within business workflows.
• Solid understanding of credit decisioning systems and lending processes.
• Demonstrated ability to interface with back-end data systems. Experience with automated decisioning platforms (e.g., Provenir, Taktile or equivalent) is a plus.