Credit Risk Analytics Officer at Polaris Bank Limited

Job Summary
Who are we looking for:

• We are currently sourcing for candidates to be recruited as Credit Risk Analytics Officer.
• The ideal candidate will be responsible for risk model development and champion the implementation of regulatory requirements.

Job Description

• Development of Model for measuring and monitoring credit risk.
• Preparation of Monthly Capital Adequacy Report, Monthly IFRS 9 Impairment Report and All Basel Reports as they relate to credit risk.
• Champion the implementation of Basel II/III and ensure compliance with the requirements of Basel II/III for risk management and capital adequacy regarding the Bank’s total risk exposure.
• Champion the implementation of IFRS and CBN requirement on Credit Risk
• Responsible for the preparation of the annual Internal Capital Adequacy Assessment Process (ICAAP) report to the CBN
• Ensure development and regular review of risk policies to ensure they are updated to reflect emerging and current realities.
• Taking responsibility for the risk management disclosure in the Annual Financial Statement
• Monitor ratings models and back testing same

Preferred Skills and Experience / Requirements

• B.Sc / HND (Accounting, Business Administration, Statistics, Economics) or qualification from any STEM (Science, Technology, Engineering and Mathematics) courses.
• At least 3 years relevant experience in Credit Analytics.
• Knowledge of Macro-economic environment
• Highly Numerical
• Intermediate knowledge in Ms Excel, Ms Access
• Formal writing skills
• Excellent Communication skills
• Strong analytical and problem-solving skills.