Credit Recovery Officer - Legal Practitioner at Vale Finance Limited

About the job

• The Credit Recovery Law Enforcement Specialist is responsible for managing all interactions with law enforcement during the loan recovery process, particularly in cases involving proven fraud or other criminal activities. This role requires direct engagement with law enforcement agencies nationwide to recover delinquent loans, mitigate financial risks, and ensure compliance with legal and regulatory standards. The ideal candidate should have in-depth knowledge of civil and criminal laws related to credit and financial fraud, along with a proven network of connections within law enforcement

Responsibilities

• Responsible for driving detailed course of action on debt recovery and collecting bad debt including written-off loans and loans overdue, while exploring practical technique and strategies and ensuring compliance with standard legal practices
• Establish and operationalize optimal strategies for managing fraud incidents and facilitating collaborative efforts with law enforcement.
• Maintain accurate records of all enforcement-related loan recovery actions and provide periodic reports to management
• Performance of other tasks as assigned by the General Counsel

Qualifications

• 3 -4 years of experience in a legal role, fraud management, law enforcement, or any position involving regular interactions with law enforcement.
• Previous experience in a Microfinance bank or Finance Company with knowledge of debt recovery.
• High ethical standards and integrity in handling sensitive financial and legal matters.
• Good analytical, critical thinking and communication skills
• Problem-solving skills, ability to take initiative and pay attention to details