Credit Officer,Lagos State (Floating Staff) at Entourage Integrated Trust Limited

ENTOURAGE INTEGRATED TRUST LIMITED is looking for a CREDIT OFFICER (FLOATING STAFF) to facilitate lending for our clients by assessing creditworthiness and processing relevant paperwork in LAGOS STATE 

• AGEGE
• OSHODI
• MARYLAND
• IYANA IPAJA
• ABULE EGBA
• IKEJA
• OJOTA
• MARYLAND
• YABA
• EGBEDA
• IKOTUN
• IDIMU
• ISOLO
• MAFOLUKU
• OGBA
• SURULERE

Credit Officer responsibilities include preparing loan applications, evaluating clients’ financial information and calculating risk ratios. To be successful in this role, you should have a good understanding of lending procedures and customer service experience.

Ultimately, you will help our clients acquire loans in a timely manner, while ensuring all requitements are met.

RESPONSIBILITIES

• Review loan requests
• Assess clients’ financial status
• Evaluate creditworthiness and risks
• Contact clients to gather financial data and documentation
• Analyse risks and approve or reject loan requests
• Set up payment plans
• Maintain updated records of loan applications
• Follow up with clients about loan renewals
• Monitor progress of existing loans
• Daily & weekly repayment collection
• Open to travel 

REQUIREMENTS AND SKILLS

• Proven work experience as a Credit Officer, Loan Officer or similar role
• Hands-on experience with lending procedures and products
• Ability to create and process financial spreadsheets
• Strong analytical skills
• Excellent communication and interpersonal skills
• Customer service experience
• NCE/OND/HND/BSc in Banking and Finance, Economics or related field

BENEFITS:

• Starting Salary: 100,000
• Profit Sharing 
• HMO
• Flexible working hour 11am – 6pm
• Yearly appraisal 
• Salary review base on performance