Credit Officer at DynamicPlus Advisory

Job Description

• Analyze potential loan and lease markets and develop referral networks in order to locate prospects for loans and leases
• Marketing of group and company products (Credits, Investments, Stockbroking and BDC) to individuals and firms, promoting Company services that may meet customers’ needs.
• Writing of Credit memos on prospective client and getting transaction approvals.
• Meeting with applicants to obtain information for loan and lease applications and to answer questions about the process.
• Analyzing applicants’ financial status, credit and property evaluations to determine feasibility of granting loans.
• Obtaining and compiling copies of applicants’ credit histories, corporate financial statements and other financial information.
• Reviewing and updating credit and lease files.
• Review agreements to ensure that they are complete and accurate according to policy.
• Compute payment schedules.
• Handle Customer complaints and take appropriate action to resolve them.
• Work with Clients to identify their financial goals and to find ways of reaching those goals.
• Negotiate payment arrangement with customers who have delinquent loans and recoveries.
• Handling of insurance and registration/renewal on lease assets.
• Recoveries of PDO
• Preparation of weekly, monthly, quarterly and annual reports for management’s decision making.
• Other related assignments as directed by management.

Requirements

• Educational qualification should be minimum of B.sc with requisite experience generally in the Nigerian Financial Services industry (and particularly Ibadan/SW) by virtue of work/career trajectory to date. Candidates with work experience in Finance Companies, Micro Finance Banks, Commercial Banks (as DSAs) etc are preferred.
• Candidate should be versed in the use of Microsoft applications such as Word, Excel and PowerPoint and usage of same for preparation of management report.
• Good networking, oral and written communications skills are very key to success.
• Ability to work with minimum supervision and to come up with initiatives/idea for meeting of set targets