Credit Officer - Abuja at Alan & Grant

Job Summary

• We are seeking an experienced Credit Officer who will be responsible for assessing, evaluating, and managing credit risk for MSME and retail clients.
• The role involves loan applications, ensuring compliance with CBN policies and implementing effective credit risk management strategies.  

Key Responsibilities

• Assess  and analyze creditworthiness of the MSME and retail clients.
• Conduct financial evaluations, risk assessments, and loan structuring.
• Ensure compliance with CBN policies on credit and loan administration.
• Monitor loan portfolios to minimize default risk.
• Develop and implement micro learning and retail banking strategies.
• Collaborate with internal teams to optimize loan processes and recovery strategies.
• Prepare and present credit reports and recommendations to management. 

Requirements

• Bachelor’s degree in Accounting, Finance, Economics or Business Administration from a reputable institution.
• 3-5 years post NYSC experience in credit risk management within the financial industry.
• Strong knowledge of CBN policies on credit and loan administration.
• Expertise in micro - lending, MSME financing and retail banking.
• Professional qualification such as ACA, ACCA(added advantage).
• Strong analytical, communication and decision making skills.