Credit & Marketing Manager at Trinity Finance Limited

Job Description

• To oversee our company's lending procedure, we are searching for a qualified Credit Manager.
• You will be in charge of determining whether or not prospective customers are creditworthy, developing credit scoring models, authorizing and refusing loans, negotiating payment arrangements, and revising the business' credit policy.
• You must have in-depth knowledge of credit analysis, be an expert in accounting software, and possess strong analytical abilities to succeed as a Credit Manager. by maximizing the ratio of sales to bad debt losses, a top-tier credit manager increases a company's worth.

Responsibilities

• Determining a prospective customer's creditworthiness.
• The Development of credit scoring models for risk evaluations.
• Approving and rejecting loans in accordance with the data at hand.
• Determining and establishing loan interest rates.
• Negotiating the loan's terms with new customers.
• Ensuring that all lending practices and loans adhere to the law.
• Keeping track of all business loans.
• Keeping track of late payments and bad debts.
• Revising and reviewing the business's credit policy.

Requirements

• A minimum of 2.1 Bachelor's Degree in Accounting, Finance, Business Administration, or a related subject
• 8-10 years reputable professional History as a Credit Manager in a commercial bank / finance company / Micro finance bank
• Advanced accounting software knowledge
• Excellent knowledge of financing practices.
• High level of mathematics.
• Outstanding analytical Abilities.
• A good ability to communicate.
• Strong interpersonal abilities.
• Attentive to detail.
• The capacity to handle challenging circumstances.