Credit Analyst at Willers Solutions

Job Objective

• Assess customer’s loan application to determine credit worthiness and daily computation of the Bank-wide PAR.

Job Roles and Responsibilities

• Daily computation of the bank's PAR.
• Preparation of the loan officer PAR ratio against the next credit review meeting.
• Compute and advise on the repayment amount due or loan paid off amount due upon request.
• Reconcile credit files and identify variances and return to Loan processing officer for regularization.
• Thorough analysis of loan appraisals.
• Keep up to date with the bank's lending protocols and ensuring full compliance.
• Analyse overdrawn account and make required recommendation.
• Prepare and analyse the bank sectorial / industrial participation using models, graphs and ratios considering the regulatory requirements in order to advise and give direction to the bank.
• Populate and compute the credit ratios as required by the regulatory bodies on daily basis to determine the bank compliance and adjustments required.
• Execution of other task as assigned by the head of the department.

Educational and Professional Requirements

• A B.Sc in Business, Finance, Accounting or any related field.
• At least 3 years of work experience as a credit analyst in the Microfinance sector.
• Excellent analytical and excel skills.
• Must be able to performance in a high-pressured environment and meet up with set deadlines.

Interested and qualified candidates should send their CV to: ashabi.lawal@willerssolutions.com using the Job Title as the subject of the mail.

Note: Only qualified candidates will be contacted.