Credit Analyst at Catilas Resources Limited

Description

On behalf of our client, an Asset Management Company, we are looking for a professional Credit Analyst to determine our client’s customers’ creditworthiness. The successful candidate will analyze financial data to evaluate the likelihood of a borrower honoring their financial obligations.

Responsibilities

• Assess creditworthiness of existing or prospective clients
• Examine financial transactions and credit history case by case (applications, statements, balance sheets, legal documents etc)
• Complete ratio, trend, and cashflows analyses and create projections
• Deliver a multidimensional perspective on the investment outlook in an accessible and informative manner
• Determine in depth the degree of risk involved
• Carefully analyse data and produce clear and objective reports
• Routinely monitor loans for compliance
• Adhere to credit policy and guidelines
• Monitor corporate portfolio asset quality on an ongoing basis
• Draft models of credit information that predict trends and patterns

Requirements

• Proven 1-3 years working experience as a credit analyst
• Proficiency in statistical packages and financial software
• Up to date with legal, compliance and market risk related issues
• Ability to analyze cash flows, leverage, collateral and customer strength
• Strong communication and presentation skills
• Sound judgement
• BSC degree in Business, Finance, Statistics, or related field

Benefits

Salary: Competitive

Job Location

Ikoyi, Lagos state