Chief Compliance Officer at AB Microfinance Bank

REFCODE:   CCO/COM/MAR/2026

We seek a meticulous and experienced Chief Compliance Officer to independently manage the Bank’s regulatory compliance function, ensuring all obligations to regulators such as the Central Bank of Nigeria are met accurately and on time. Reporting directly to the MD/CEO, the role requires deep knowledge of Nigerian banking regulations, strong attention to detail, and the ability to work independently to keep the Bank fully compliant.

WHAT YOU WILL DO 

Regulatory Reporting & CBN Returns 

• Keep the Bank\'s policies current and advise management on compliance implications of business decisions.
• Prepare, validate, and submit all statutory regulatory returns to Central Bank of Nigeria, Nigerian Financial Intelligence Unit, and other relevant regulators (including STRs, CTRs, prudential returns, and consumer protection reports) within stipulated timelines.
• Monitor regulatory circulars and directives, prepare the Bank’s AML/CFT compliance reports, and coordinate responses to regulatory examinations from CBN, NFIU, NDIC, and FCCPC, ensuring timely remediation and management action. AML/CFT Compliance Programme / Compliance Monitoring & Control Assurance
• Develop, implement, and periodically update the Bank’s AML/CFT policy and compliance framework in line with regulations of the Central Bank of Nigeria, Nigerian Financial Intelligence Unit, and standards of the Financial Action Task Force, ensuring it reflects the Bank’s risk profile.
• Oversee transaction monitoring and KYC/customer due diligence processes across branches to ensure suspicious or unusual activities are identified, escalated, documented, and remediated appropriately.
• Execute the annual Compliance Monitoring Plan covering key regulatory risk areas such as KYC, account opening standards, dormant accounts, mobile banking controls, credit compliance, data protection, and consumer protection.
• Maintain a Compliance Findings Register and follow up on remediation of issues raised by Compliance reviews, Risk & Control assessments, and Internal Audit.

WHO WE ARE LOOKING FOR 

Experience & Qualifications

• Minimum of 5 years\' professional experience in a bank or financial institution — with at least 3 years in a dedicated compliance role.
• Prior experience in a Microfinance Bank, Commercial Bank, or CBN-regulated institution is strongly preferred.
• Proven, hands-on experience preparing and submitting CBN returns, NFIU reports (STRs, CTRs), and responding to regulatory examinations.
• Bachelor\'s degree in Accounting, Business Administration, Finance, Law, or a related field. A postgraduate qualification is an advantage. • Relevant professional certification is an added advantage — CAMS (Certified Anti-Money Laundering Specialist), ACAMS, ACIB, CRCM, or any recognized compliance certification.

Knowledge & Skills Required

• Strong knowledge of Central Bank of Nigeria prudential guidelines, AML/CFT regulations, Nigerian Financial Intelligence Unit reporting, NDPR, and consumer protection frameworks, with the ability to translate regulatory directives into actionable steps.
• Excellent analytical, detail-oriented, and written communication skills to produce clear compliance reports, policy documents, and regulatory responses.
• Independent, high-integrity professional proficient in Microsoft Office and banking/HRIS systems, able to manage tasks, meet deadlines, and exercise sound judgment without supervision.