Job Id: 1287
Job Context
The Business Manager, Value Chain Banking operates at the intersection of transaction banking and corporate relationship management, specializing in:
- Supply Chain Finance: Reverse factoring, inventory financing
- Distribution Networks: Dealer financing, receivables discounting
- Digital Ecosystems: API-enabled B2B platforms
This role transforms traditional corporate banking by:
- Vertical Integration: Mapping financial solutions across production cycles
- Horizontal Expansion: Capturing SME participants in corporate orbits
- Technology Leverage: Deploying digital rails for ecosystem payments
Key Responsibilities
Business and Financial Performance:
- Deliver $50M+ annual revenue from value chain solutions
- Grow ecosystem participant base by 40% YoY
- Achieve 30% wallet share of anchor corporate's banking needs
- Maintain portfolio NPL <4% despite SME exposures
Customer Excellence:
- Design tailored ecosystem solutions per industry (FMCG, auto, pharma)
- Implement supplier early payment programs with 95% SLA adherence
- Achieve NPS >75 for both anchors and ecosystem clients
- Resolve dispute cases within 72 hours
Leadership and People Management:
- Lead 5-7 value chain specialists with sector-focused pods
- Train 100+ RM/BD staff annually on ecosystem selling
- Maintain solution specialist productivity of $8M+/year
Process, Control and Operational Performance:
- Automate 80% of supplier onboarding via digital KYC
- Reduce approval times to <48 hours for pre-approved limits
- Enforce dynamic risk pricing based on anchor corporate health
Strategic Initiatives:
- Pioneer embedded finance products with corporate e-procurement systems
- Develop carbon credit-enabled supply chain financing
- Launch predictive cash flow tools for distributors
Regulatory & Stakeholder Engagement:
- Ensure AML compliance across high-volume ecosystem flows
- Partner with trade associations for sector-specific solutions
- Represent bank at B2B platform consortiums
Digital Transformation:
- Achieve 70% paperless ecosystem onboarding
- Implement IoT-enabled inventory financing
- Deploy smart contracts for auto-reconciliation
Target Setting & Budget Management:
- Align revenue targets with anchor corporate growth plans
- Optimize capital allocation for high-turnover facilities
Market Penetration & Growth:
- Capture 3+ new anchor corporates quarterly
- Expand geographic coverage of existing ecosystems
Revenue Optimization:
- Monetize data insights from ecosystem flows
- Cross-sell FX hedging to import-dependent suppliers
Performance Management;
- Track ecosystem health metrics:
- Days inventory outstanding reduction
- Supplier payment cycle improvements
- Conduct quarterly anchor client strategy reviews
Team Governance
- Oversee solution customization per value chain
• Approve platform partnership agreements
Culture & Capability Building;
- Foster ecosystem mindset beyond transactional banking
- Certify team in SCF techniques (ITFA standards)
The Business Manager, Value Chain Banking operates at the intersection of transaction banking and corporate relationship management, specializing in:
- Supply Chain Finance: Reverse factoring, inventory financing
- Distribution Networks: Dealer financing, receivables discounting
- Digital Ecosystems: API-enabled B2B platforms
This role transforms traditional corporate banking by:
- Vertical Integration: Mapping financial solutions across production cycles
- Horizontal Expansion: Capturing SME participants in corporate orbits
Job Profile
Experience & Expertise:
- 10+ years in transaction banking/corporate coverage with 5+ in supply chain finance
- Deep expertise in Working capital optimization techniques, ERP integrations (SAP Ariba, Oracle, Digital trade documentation (eUCP, URBPO)
Client & Market Orientation:
- Ability to map complex supply chains
- Fluency in industry-specific working capital cycles
Communication & Leadership:
- Skilled at C-suite workshops on cash flow transformation
- Multilingual capability for pan-African ecosystems
Education:
- MBA with operations/supply chain focus
- Certified Supply Chain Professional (CSCP) preferred