Credit Analyst at Credit Business Services Global Limited (CBS Credit)

Responsibilities

• Assess creditworthiness of existing or prospective clients.
• Examine subject’s financial transactions and credit history(applications, statements, balance sheets, legal documents etc).
• Complete ratio, trend and cash flows analyses and create projections.
• Determine in-depth, the degree of risks associated with both obligor and the transaction.
• Carefully analyze data and produce clear and objective reports.
• Routinely monitor loans for compliance.
• Adhere to credit policy and guidelines.
• Monitor corporate portfolio asset quality on an ongoing basis.
• Draft models of credit information that predicts trends and patterns.
• Manage, maintain and extract incremental business from existing relationships with clients.
• New business development and clients acquisition.

Requirements

• High level critical thinking for business and programme concept origination and consummation.
• Proven working experience of not less than six (6) years as a core credit analyst with savvy background in business development
• in a reputable financial services or credit granting institution.
• Proficiency in statistical packages and financial software.
• Up to date with legal, compliance and market risk related issues.
• Financial analysis skills and sound judgement.
• Degree or equivalent qualifications in Accounting, Finance, Business Administration or related fields
• Strong quantitative aptitude.
• Sharp analytical and organizational skills.
• High level of self-confidence.
• Strong written and oral communication skills in English Language (for report-writing and making presentations)
• Ability to multi-task and perform under deadlines.
• Sound ethical or moral background.